Accountants for the self-employed
Self-employment now comes in a hundred shapes — full-time freelance, evenings-and-weekends side income, platform and gig work, a mix of PAYE job plus independent earnings. HMRC sees all of it (platforms report your income directly now), and the £1,000 trading allowance is the only free pass. Past that, you're filing — and we make filing the easy part.
How we handle it
From £129 for the return, with the pieces around it handled too: registering for your UTR when you start (£29), expenses claimed properly, payments on account explained before the first one ambushes you, and a straight answer on whether your setup should change as income grows.
The fixed fees behind this service
| Service | Fixed fee |
|---|---|
| Freelancer Accountants | from £45/mo |
| Self Assessment Tax Returns | from £129 |
| Sole Trader Accounts | from £149 |
| UTR Registration | £29 |
Freelancer Accountants
Simple, fixed-fee accounting for freelance professionals and creatives.
- Books kept current so tax never ambushes you
- Every freelance-relevant expense claimed — home office, software, kit
- Self Assessment (or company filings) included
| Sole trader freelancer: books + tax return | £45/mo |
| Limited company freelancer: full compliance | £79/mo |
| Annual-only: year-end accounts + return | £229/yr |
Self Assessment Tax Returns
Prepared, checked and filed with HMRC — sole traders, landlords, high earners.
- Full SA100 return prepared and filed with HMRC
- All supplementary pages your situation needs — self-employment, property, dividends, CGT
- Your tax liability checked and explained in plain English
| Straightforward return — one income source | £129 |
| With rental property income | £169 |
| With capital gains (property, shares, crypto) | £199 |
Self Assessment Tax Returns — full details, packages and FAQs →
Sole Trader Accounts
Simple year-end accounts that make your Self Assessment painless.
- Year-end profit and loss prepared from your records
- Allowable expenses maximised — including the ones most people miss
- Figures ready to drop straight into your Self Assessment
| Year-end accounts from tidy records | £149 |
| Accounts + Self Assessment bundle | £229 |
| Accounts from a shoebox of receipts | £249 |
UTR Registration
Registered for Self Assessment with HMRC — your UTR sorted without the phone queue.
- Self Assessment registration submitted to HMRC correctly for your situation
- Your UTR arrives by post — we track the application and chase if HMRC sits on it
- Registered by the 5 October deadline if you've just gone self-employed — penalties avoided
| Self Assessment registration (UTR) | £29 |
| UTR + CIS registration together | £69 |
| Lost UTR recovered | £25 |
From first message to done
WhatsApp or the form — a few sentences is enough. A real person replies the same working day.
One price for the job, confirmed before anything starts. Complex case? We say so now, not on the invoice.
Photos of documents are fine. We chase whatever's missing — that's part of the job, not yours.
You review everything first; filings go to HMRC or Companies House electronically with same-day confirmation.
Deadlines that apply here
| Date | What happens |
|---|---|
| 5 Oct 2026 | Deadline to register for Self Assessment if you're newly self-employed |
| 31 Oct 2026 | Paper return deadline (almost nobody should be filing on paper) |
| 31 Jan 2027 | Online filing deadline and balancing payment due — miss it and HMRC charges an automatic £100 penalty |
| 31 Jul 2027 | Second payment on account due, if you make them |
Why choose Bohzo Accountants in the UK?
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Bohzo Accountants is a trading name of IGI Security Services Ltd, Company No. 15881180.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Terms you'll meet along the way
UTR
Your Unique Taxpayer Reference — the 10-digit number HMRC issues when you register for Self Assessment. Lifelong, and needed for every return.
Payments on account
Advance payments toward next year's tax, due 31 January and 31 July, triggered once your bill passes £1,000. The first year they apply effectively bills 150% at once.
SA100
The main Self Assessment return form. Supplementary pages bolt on for employment, self-employment, property, capital gains and foreign income.
Balancing payment
The difference between what your payments on account covered and what the year's tax actually was — settled each 31 January.
Accountants for the self-employed: your questions answered
I have a job and freelance on the side — how does tax work?
Your employer's PAYE continues untouched; the freelance income goes on a Self Assessment where your remaining tax band applies to profits after expenses. Over £1,000 of gross side income means registering and filing. Common shock: crossing into higher rate because the two combine — we forecast that before it lands.
Do gig platforms report my income to HMRC?
Yes — digital platforms (delivery, rides, marketplaces, freelance sites) report sellers' income to HMRC under rules live since 2024. Nudge letters comparing platform data to tax returns are now routine. If your filings are behind reality, fixing it proactively is dramatically cheaper than replying to that letter.
What can I claim if I work from home?
Either the simplified flat rate or the actual-costs method — a business proportion of rent or mortgage interest, utilities, and internet based on rooms and hours. Actual costs usually beats the flat rate for anyone working from home seriously; we calculate both and use the winner.
How much should I set aside for tax?
A useful rule of thumb is 25–30% of profit for basic-rate sole traders (income tax plus Class 4 NI), more if you're into higher rate. We replace the rule of thumb with your actual number, updated quarterly.
Can I claim my home office?
Yes — either HMRC's flat rate or a calculated share of household costs based on rooms and hours worked. For most full-time freelancers the calculated method claims meaningfully more; we work out which wins for you.
What does the £129 fee include?
Preparation and online filing of your full SA100 return, including the supplementary pages your situation needs. If your return is more complex — rental income, capital gains — the packages above show the fixed price, and we confirm it in writing before starting.
I've missed the deadline — can you still help?
Yes. Late returns are common and fixable: we prepare and file the outstanding return quickly, and where there's a reasonable excuse we help you appeal penalties. The sooner it's filed, the sooner the penalties stop growing.
Do sole traders legally need accounts?
There's no Companies House filing for sole traders, but you must keep records supporting your Self Assessment — and proper accounts almost always save more tax than they cost, because expenses stop slipping through the cracks.
What expenses can I claim?
Anything wholly and exclusively for the business: materials, tools, mileage or vehicle costs, phone, insurance, home-office use, software, professional fees and more. Our job is claiming everything legitimate — clients are usually surprised by what they'd been missing.
What is a UTR exactly?
Your Unique Taxpayer Reference — a 10-digit number HMRC issues when you register for Self Assessment. You can't file a return, join CIS or appoint an accountant to act for you without it. It's yours for life, like a National Insurance number.
Is there a deadline for registering?
Yes — 5 October after the end of the tax year you first had income to declare. Go self-employed in, say, June 2026 and you must be registered by 5 October 2027. Miss it and file late, and the penalties compound. Registering takes days; leaving it doesn't help.
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