Built online on purpose — so the fees stay fixed.
We took everything a good accountant does and removed everything that makes one expensive: the office, the appointments, the hourly clock.
Who we are
Bohzo Accountants is the accountancy brand of Bohzo Ltd, a company registered in England and Wales (Company No. 15031604) with its registered office at The Workspace Basildon, 7 High Pavement, Basildon, England, SS14 1EA. We serve individuals, sole traders, landlords and limited companies in every part of the UK — from central London to towns most firms have never heard of — because the entire service is delivered online.
What we believe
- Prices belong before the work, not after. Every engagement starts with one fixed fee in writing. It never changes mid-job.
- Nobody should need an appointment to ask a question. WhatsApp us; a human answers.
- Honesty over decoration. We publish real fees, hold no fake reviews, and claim no credentials we don't have. When reviews appear on this site, every one will be genuine and verifiable.
- Deadlines are our job. If you're our client, HMRC dates are our problem to track, not yours to remember.
How we work
Records come in through our secure portal or WhatsApp. Work is prepared by our team, checked, and sent to you for approval — nothing is ever filed until you've seen and approved it. Filings go to HMRC and Companies House electronically, and you get confirmation the moment they land.
Fees for every service are published on our pricing page. If your situation is more complex than the published packages, we say so up front and agree a fixed price in writing before anything starts.
Accounting priced like a product, not a mystery
Most accountancy is sold like plumbing in an emergency: you find out what it costs after the water is everywhere. We built Bohzo the other way round — every service on this site has a published fixed price, from a £129 tax return to a £59 company strike-off, and that price is confirmed in writing before a minute of work happens. If your case is genuinely complex, you hear that at the quote stage, with a number attached — never on the invoice.
The second decision was to be online-only, deliberately. No premises means no premises overheads baked into your fee, no appointments three Tuesdays away, and no difference in service between central London and a village of forty houses. Your records travel through a secure portal or WhatsApp; filings go to HMRC and Companies House electronically; and the person answering you is the person doing the work.
A real, checkable UK company
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604, registered in England and Wales — look us up on the Companies House register before you send us a single document; we'd genuinely encourage it. Registered office: The Workspace Basildon, 7 High Pavement, Basildon SS14 1EA.
"Accountant" is an unregulated word in the UK, which is why we'd rather be judged on checkable facts: a registered company, published fees, filings you can watch arrive at Companies House, and the anti-money-laundering identity checks every legitimate UK accountancy provider must run at onboarding. What we don't claim matters too — no invented review scores, no borrowed badges, no "chartered" unless a chartered body says so.
Fixed means fixed — the whole policy in four rules
- Every fee is published. The price on the page is the price on the invoice — check the full price list any time.
- Quotes come before work, in writing. If your situation needs a custom price, you get it up front and it never moves mid-job.
- Questions are free. Asking us something on WhatsApp is included in every engagement — because the expensive problems all start as small questions people didn't want to be billed for.
- Government fees are shown separately and honestly — the £50 Companies House incorporation fee, the £34 confirmation statement fee, the £33 strike-off fee. We tell you the real numbers even when competitors round them up.
What happens if we get something wrong
The question nobody asks at the start and everybody wishes they had: if a filing is late or wrong because of us, we say so plainly, we fix it at our own cost, and we cover penalties that our error caused. That commitment goes in our engagement letter, not just on a web page. We also keep a written complaints procedure — boring until you need it, and a good test of any firm is whether they publish one at all.
Deadlines that run every year in the UK
| Date | What happens |
|---|---|
| 31 January | Self Assessment online filing deadline — and the tax payment, and the first payment on account. The big one. |
| 1 February | £100 automatic penalty lands for every return that missed 31 January. |
| 5 April | Tax year ends. Last day to use the year's allowances — ISA, capital gains exemption, dividend allowance. |
| 6 April | New tax year. Earliest day to file the return just ended — CIS subcontractors chasing refunds should file now, not January. |
| 31 May | Employers: P60s must be with every employee. |
| 6 July | P11D benefits-in-kind forms due to HMRC and employees. |
| 31 July | Second Self Assessment payment on account due. |
| 5 October | Deadline to register for Self Assessment if you became self-employed or started renting property in the last tax year. |
| 31 October | Paper Self Assessment deadline (file online instead — three more months). |
| 1 January–31 January | The annual scramble. Our diary fills — send records in autumn and skip it. |
| 9 months after year end | Limited companies: accounts due at Companies House, corporation tax payment due a day later. |
| 12 months after year end | Limited companies: CT600 corporation tax return due at HMRC. |
The penalty ladders, in real numbers
| How late | Self Assessment | Company accounts |
|---|---|---|
| 1 day | £100 automatic | £150 |
| 3 months | +£10/day (up to £900) | £375 |
| 6 months | +£300 or 5% of tax | £750 |
| 12 months | the same again | £1,500 — and doubled if late two years running |
Every number above stops growing the day the filing goes in — which is the entire logic of our late-return rescue and overdue-accounts rescue: file first, appeal second.
Companies House now checks who you are
Since 18 November 2025, directors and people with significant control must verify their identity with Companies House — a few minutes on a phone with photo ID — and receive an 11-character Personal Code used on filings from then on. New directors can't be appointed without it; existing directors are pulled in at their company's next confirmation statement. It's the biggest change to UK company admin in decades, and it's built into every filing we handle, so our clients mostly experience it as a two-minute step we walk them through. The full plain-English guide is here.
Making Tax Digital: the quarterly future of Self Assessment
From April 2026, sole traders and landlords with income over £50,000 must keep digital records and send HMRC quarterly updates — the £30,000 band follows in 2027. One January deadline becomes five dates a year, and spreadsheets need bridging software to stay legal. Set up early and the whole regime is background noise; leave it and 2026 becomes a scramble. Our MTD service does the setup for £99 and runs the quarters from £35 — and clients we've migrated barely noticed the switch.
VAT registration: the rolling test that catches people
The VAT threshold isn't measured over your accounting year — it's any rolling 12 months, checked at the end of every month, and you must also register if the next 30 days alone will cross it. Businesses watching the wrong window register late, and late registration means paying VAT you never charged customers, out of your own margin. Check your position on the threshold checker, and when it's time (or strategically sooner), registration is £49, handled.
Salary or dividends? The answer is almost always 'both, deliberately'
The classic owner-director structure — a small salary up to the National Insurance threshold, the rest as dividends — still works, but the right split moves every year as thresholds, dividend tax and corporation tax marginal relief shift. Pay yourself by habit and you quietly donate to HMRC; plan it once a year and the saving is real money. Run your own numbers on our dividend vs salary calculator, or have us set the split as part of your company accounts — it's included, not extra.
The records worth keeping, from day one
- A separate business bank account — the single habit that halves accounting cost and makes liability protection real.
- Every receipt, photographed the day it happens — a phone photo into a folder beats a shoebox archaeology dig in January.
- Invoices numbered and dated — gaps in sequences are what inspectors ask about first.
- Mileage logged as it occurs — reconstructed mileage claims are the weakest expense on any return.
- Six years of everything — that's the legal retention period for business records, and the practical one for defending any enquiry.
Or skip the discipline and let bookkeeping from £49/month impose it for you — cheaper than one untangling session a year.
Switching takes one email — we handle the rest
To your current accountant: thanks, moving on, please release my records. We draft it for you.
Professional clearance and your records come firm-to-firm — a standard courtesy they're obliged to honour.
Done online in minutes; correspondence starts routing to us.
Mid-year is fine — we pick up exactly where they stopped, and any backlog is quoted fixed before we touch it.
Late returns, overdue accounts, unfiled years — all fixable
A meaningful share of new clients arrive embarrassed about something: a return two years late, a company that never filed, a VAT quarter that got away. None of it shocks us and all of it follows the same physics — penalties stop growing the day the filing lands, HMRC treats volunteers far better than the chased, and bank statements can rebuild almost any lost records. Rescue work is priced fixed like everything else: late Self Assessment £179, overdue accounts from £299, HMRC letters decoded from £99. The dread is always worse than the fix.
Check a company name against the live register
Thinking of starting something? Our company name checker searches the live Companies House register as you type — exact matches, the too-similar names that cause rejections, and the sensitive-words rules that need approval. Names are first-come, first-served; if yours is free and the idea is real, a dormant company from £29 reserves it while you get ready.
Your first year as a limited company, mapped
- Day 1: incorporation certificate arrives; open the business bank account the same week.
- Month 1: corporation tax registration (within 3 months of trading is the law); PAYE before the first salary; bookkeeping software while there are ten transactions, not a thousand.
- Month 12: first confirmation statement due — £33 with us, £34 to Companies House.
- Month 21: your first accounts deadline (later than every year after — it's 9 months from then on).
- Always: the accounting reference date drives everything; we'll tell you yours and diarise the lot.
The £199 startup pack sets all of this up on day one.
What employing someone actually obliges you to do
The first hire triggers a stack of duties on a schedule: a PAYE scheme before the first payday, Real Time Information submissions to HMRC on or before every payday after that, workplace-pension auto-enrolment (The Pensions Regulator writes to every new employer, and the letter has deadlines in it), employer's liability insurance, and payslips that satisfy the Employment Rights Act. It sounds heavier than it is when it's set up once, properly — payroll from £25 a month runs the whole cycle including the pension calculations, and the registration itself is £49.
CIS deductions usually overshoot — that's your money
The Construction Industry Scheme takes 20% off a subcontractor's labour before expenses, before the personal allowance, before anything — so most subbies finish the year overpaid, typically by £1,500–£3,000. The refund arrives through the same tax return we'd file anyway, usually paid out by HMRC within one to four weeks. File in April rather than January and it lands months earlier. Missing deduction statements from a vanished contractor don't block the claim — bank records and HMRC's own data rebuild the picture. The CIS refund service starts at £99.
The 60-day rule most sellers learn about too late
Sell a UK residential property that isn't fully covered by private residence relief — a rental, a second home, an inherited house — and the capital gains tax return plus the payment are due within 60 days of completion. Not in January: sixty days, with automatic penalties after. The gain itself is where preparation pays — purchase costs, stamp duty, legal fees and capital improvements all reduce it, and digging out the receipts for a 2009 extension is far easier before the clock is running. CGT returns from £149, and if completion has already happened, tell us the date in your first message.
Crypto is fully taxable — and HMRC gets exchange data
Every crypto disposal is a capital gains event — including swapping one coin for another, spending it, and gifting it to anyone but a spouse. Staking and mining rewards are income on top. The share-matching rules make DIY calculation genuinely hard across hundreds of trades, exchanges rarely produce UK-compliant reports, and HMRC now receives data from platforms and sends nudge letters comparing it to returns. Our crypto tax service from £199 reconstructs the full position from your transaction history — including the messy years you'd rather not think about.
Platforms now report your income to HMRC — here's what that means
Since 2024, digital platforms — Amazon, eBay, Etsy, Vinted, Airbnb, Uber, Deliveroo, TikTok Shop and the rest — must send HMRC annual reports of what their UK sellers earned. Casual sales of your own possessions stay non-taxable, and the £1,000 trading allowance still covers genuine micro-side-income. But anyone buying to resell, or earning steadily, is now visible — and the gap between platform data and tax returns is exactly what HMRC's nudge letters are built on. If you're behind, registering (£29) and catching up voluntarily costs a fraction of being found; our e-commerce specialists handle both without drama.
Partnerships: the structure everyone forgets has its own return
Trade together without incorporating and you're probably a partnership — which files its own SA800 return on top of each partner's personal Self Assessment, splits profits by the agreement (write one, even between friends — especially between friends), and registers with HMRC like any other business. LLPs add limited liability and Companies House filings to the mix. We handle partnership returns alongside the partners' own, so the numbers can never disagree with each other — quoted fixed as part of small business accounting.
Pension contributions: the tax lever most owners ignore
Employer pension contributions from your limited company are corporation-tax deductible, free of National Insurance, and don't touch your personal tax bands — which makes them, for many owner-directors, the single most efficient way to move money from the company to your future self. The annual allowance (£60,000 for most people, tapered for high earners, and with three years of carry-forward available) sets the ceiling. Timing matters: contributions land in the accounting year they're paid, so the weeks before year-end are when this conversation earns real money. It's a standard part of our tax planning from £149.
The compliance every business meets — priced so you can plan the year on day one.
One-off Companies House and HMRC jobs, mostly done same-day, government fees shown honestly.
The technical corners — construction, crypto, property, R&D, investigations — done by people who live in them.
Service shaped around who you are, because a contractor, a landlord and a startup need different defaults.
The forward-looking work: planning, forecasting and advice that changes decisions rather than describing them.
Accountants for limited companies
A limited company multiplies your filing obligations the day it's born: Companies House wants accounts and a confirmation statement, HMRC wants a CT600 and possibly VAT and PAYE, and you personally still owe a Self Assessment. Our limited company clients hand over that whole calendar — from £299 a year for the accounts core, with each addition priced in plain sight.
Accountants for limited companies — fees, FAQs and details →
Accountants for small businesses
Small business accounting fails in predictable ways: the owner does the books at midnight, VAT quarters arrive as emergencies, and the accountant only appears at year end with an invoice. We built the opposite — a monthly rhythm where books stay current, deadlines are ours to worry about, and questions get answered the day you ask them.
Accountants for sole traders
Sole traders carry the whole tax burden personally — which cuts both ways: mistakes land on you, but so does every legitimately claimed expense. Our sole trader service starts at £149 for accounts plus the Self Assessment return, with the expense review done properly: use of home, mileage, tools, phone, the pre-trading costs almost everyone forgets.
Accountants for the self-employed
Self-employment now comes in a hundred shapes — full-time freelance, evenings-and-weekends side income, platform and gig work, a mix of PAYE job plus independent earnings. HMRC sees all of it (platforms report your income directly now), and the £1,000 trading allowance is the only free pass. Past that, you're filing — and we make filing the easy part.
Accountants for the self-employed — fees, FAQs and details →
Accountants for startups
Startups make their most expensive accounting mistakes in month one, when there's no accountant in the room: share structures that block the next funding round, missed registrations surfacing as penalties, founder pay set by guesswork. Our startup service front-loads the thinking — formation with the right share classes (£49), every registration done in order, and a founder-pay plan that fits pre-revenue reality.
Accountants for contractors
Contracting through a limited company is still the most tax-efficient way to work outside IR35 — and a compliance minefield inside it. A contractor accountant keeps both halves straight: the company run properly (accounts, VAT on the flat rate where it still wins, payroll for your salary), and the IR35 position of each contract understood before you sign, not after HMRC asks.
Accountants for freelancers
Freelance income is lumpy, project-based and multi-client — which makes tax planning different from both employment and traditional business. The recurring freelancer problems are cash-flow shocks from payments on account, the sole-trader-vs-limited question that resurfaces every time income steps up, and expenses scattered across personal cards. We solve all three as routine.
Accountants for landlords
Landlord taxation has been rebuilt around you: mortgage interest relief capped at 20% (Section 24), a 60-day capital gains deadline when you sell, Making Tax Digital arriving for property income over £50,000, and HMRC's Let Property Campaign actively pursuing undeclared rents through letting-agent and deposit data. A landlord accountant keeps you compliant and stops you overpaying — both matter.
Accountants for property investors
Property investing at portfolio scale is a tax discipline of its own: SPV companies with lender-friendly accounts, the flip-versus-hold distinction (trading profit vs capital gain — different taxes, different rates), incorporation relief questions when moving a portfolio, and stamp duty surcharges that reshape deal maths. A property accountant lives in these rules; a generalist visits them.
Accountants for property investors — fees, FAQs and details →
Accountants for construction
Construction runs on two tax regimes other industries never meet: CIS, which withholds tax from every subcontractor payment, and the VAT domestic reverse charge, which upended who charges VAT to whom in the supply chain. Get either wrong and the errors repeat monthly. A construction accountant makes both boring — which in tax is the goal.
Whatever's on fire, there's a fixed-fee fix
The whole of the UK, literally
Every city, town, village and hamlet in England, Scotland, Wales and Northern Ireland has its own page and the same fixed fees.
From a £29 UTR registration to full monthly finance support — each with its fee published.
Browse by region, county area or town — or just message us and skip the navigation entirely.
Most electronic Companies House filings confirm within hours of your approval.
Northern Ireland covered — and a bridge for Irish businesses
Northern Ireland runs on the same HMRC and Companies House rails as the rest of the UK, and we cover every NI town from Belfast and Derry to Enniskillen and Portaferry — same services, same fees. And for businesses in the Republic of Ireland selling into the UK, our Irish founders' guide plus the non-resident formation package (UK company, address, VAT and EORI, from £149) is the clean route in — no UK residency required.
Your accountant, in the messaging app you already use
We standardised on WhatsApp because it's where clients actually reply: records arrive as photos in seconds, questions get answered between site visits or school runs, approvals happen with a thumbs-up from anywhere, and the whole thread is a written record both sides can scroll back through. No hold music, no "please find attached" ping-pong, no office hours. Email and the secure portal are always there for the formal documents — but the day-to-day of working with us feels like texting a knowledgeable friend who happens to file things at HMRC.
How your records are handled
Tax records are among the most sensitive documents you own, so the handling rules are strict: documents move through our secure portal or WhatsApp's end-to-end encryption, are stored only as long as engagement and law require, and are never sold or shared beyond the filings you've approved. Identity checks required under anti-money-laundering rules are run through vetted providers, and you can read the full detail in our privacy policy and GDPR statement — both written in English rather than legalese.
Why you won't see a wall of five-star quotes here
Most new websites in this industry launch pre-decorated with glowing testimonials of uncertain origin. We publish only genuine, verifiable client feedback — which means our reviews page grows at the honest speed of real engagements completing, and looks sparse next to competitors who took the shortcut. Under the DMCC Act, fake reviews are now explicitly illegal in the UK; more practically, a firm that would invent its reviews would invent other things too. Judge us instead on the checkable stuff: the company number, the published fees, and how fast a real person answers your first message.
Twelve terms that demystify most of UK tax admin
UTR
Your Unique Taxpayer Reference — the 10-digit number HMRC issues when you register for Self Assessment. Lifelong, and needed for every return.
Payments on account
Advance payments toward next year's tax, due 31 January and 31 July, triggered once your bill passes £1,000. The first year they apply effectively bills 150% at once.
Statutory accounts
The formal year-end accounts every company must file at Companies House — publicly visible, prepared to FRS standards.
FRS 105 / FRS 102 1A
The two accounting standards small UK companies use: FRS 105 for micro-entities (minimal disclosure), FRS 102 1A for small companies (fuller picture).
Making Tax Digital (MTD)
HMRC's regime requiring digital records and software-filed returns — long mandatory for VAT, arriving for Income Tax from April 2026.
Flat Rate Scheme
Pay HMRC a fixed percentage of turnover instead of tracking every input. Simpler, but the 16.5% limited-cost-trader rate killed the old easy win for many.
Model articles
The default constitutional rules a company adopts at formation. Fine for simple companies; customised articles matter once investors or multiple founders arrive.
Share classes
Different types of shares (A, B, ordinary, preference) carrying different rights to dividends, votes and capital — the structure decision that's cheap at formation and expensive later.
Marginal relief
The taper between the 19% small-profits rate and the 25% main rate for profits between £50k and £250k — with an effective 26.5% rate inside the band.
Associated companies
Companies under common control split the £50k/£250k thresholds between them — the rule that catches owners of more than one company.
Aspect vs full enquiry
An aspect enquiry questions specific entries in a return; a full enquiry opens the whole return. The letter's wording tells you which — and shapes the strategy.
Behaviour categories
HMRC penalties scale by whether an error was despite reasonable care, careless, or deliberate — the classification is usually the real battlefield.
The honest FAQ
How quickly do you respond?
Same working day on WhatsApp, usually within hours. Deadline emergencies — a return due this week, a strike-off notice — jump the queue; say so in your first message.
Do I ever need to visit an office or print anything?
Never. Records travel as photos or files, approvals happen on your phone, filings go in electronically. Clients from Shetland to Cornwall get the identical service for exactly this reason.
Are you cheaper than a local high-street accountant?
Usually, but that's not the main point — the point is you know the price first. No hourly billing means no meter running while you ask questions, and no invoice surprises ever.
Can you handle both my company and my personal tax?
Yes, and it's better together: the salary-dividend planning that saves directors money only works when the same people see both sides. The accounts + director return bundle is £389.
What software do you work with?
Xero, QuickBooks, FreeAgent, spreadsheets-with-bridging, or nothing at all — we'll meet your records where they are, and set up something better only if it genuinely helps you.
I'm years behind — will you judge me?
No, and you'd be surprised how normal you are. Late returns and unfiled companies are a daily part of the job; the rescue fees are published like everything else, and the relief afterwards is the best part of our week.
Who actually does the work?
Bohzo Accountants — a trading name of Bohzo Ltd, Company No. 15031604. You get a named contact who knows your file; nothing is filed until you've seen and approved it.
How do I start?
Message us on WhatsApp with a sentence about your situation. You'll get questions if we need them, then a fixed quote in writing. There's no obligation and no charge until you say go.