Accountants for property investors
Property investing at portfolio scale is a tax discipline of its own: SPV companies with lender-friendly accounts, the flip-versus-hold distinction (trading profit vs capital gain — different taxes, different rates), incorporation relief questions when moving a portfolio, and stamp duty surcharges that reshape deal maths. A property accountant lives in these rules; a generalist visits them.
How we handle it
We run the compliance layer — company accounts from £299, personal returns, CGT events inside their 60-day window — and the planning layer: purchase structure per deal, extraction strategy, and the honest arithmetic on company-versus-personal that accounts for your mortgages, your rate band and your exit horizon.
The fixed fees behind this service
| Service | Fixed fee |
|---|---|
| Landlord & Property Tax | from £149 |
| Limited Company Accounts | from £299 |
| Capital Gains Tax | from £149 |
| Corporation Tax | from £199 |
Landlord & Property Tax
Rental accounts, Section 24 relief and property tax planning for landlords.
- Rental income and expenses accounted per property
- Mortgage interest relief (Section 24 credit) applied correctly
- Every allowable cost claimed — repairs, agents, insurance, mileage
| 1 property — rental accounts + tax return | £149 |
| 2–4 properties | £199 |
| 5+ properties / portfolio | £299 |
Limited Company Accounts
Year-end statutory accounts and CT600, filed to Companies House and HMRC.
- Statutory year-end accounts prepared to the right standard (FRS 105 / FRS 102 1A)
- Corporation tax computation and CT600 filed with HMRC
- Accounts filed at Companies House on time
| Dormant company accounts | £49 |
| Micro-entity accounts + CT600 | £299 |
| Small company full accounts + CT600 | £449 |
Limited Company Accounts — full details, packages and FAQs →
Capital Gains Tax
Property, shares and business disposals reported correctly — including the 60-day rule.
- Gains computed with every allowable cost and relief
- 60-day property returns filed on time — the deadline most sellers miss
- Private residence and lettings relief applied where due
| Shares or funds disposal report | £149 |
| 60-day UK property CGT return | £199 |
| Multiple disposals in one year | £249 |
Corporation Tax
Company tax computed, optimised within the rules, and filed.
- Corporation tax computation from your accounts
- Every relief you're entitled to — capital allowances, losses, AIA
- CT600 filed with HMRC with iXBRL-tagged accounts
| CT600 with accounts prepared by us | included in accounts packages |
| Standalone CT600 from your accounts | £199 |
| CT600 with capital allowances review | £299 |
From first message to done
WhatsApp or the form — a few sentences is enough. A real person replies the same working day.
One price for the job, confirmed before anything starts. Complex case? We say so now, not on the invoice.
Photos of documents are fine. We chase whatever's missing — that's part of the job, not yours.
You review everything first; filings go to HMRC or Companies House electronically with same-day confirmation.
Deadlines that apply here
| Date | What happens |
|---|---|
| 9 months after year end | Statutory accounts due at Companies House — automatic £150+ penalty if late |
| 9 months + 1 day after year end | Corporation tax payment due to HMRC |
| 12 months after year end | CT600 corporation tax return due at HMRC |
| 60 days after completion | CGT return and payment due when selling UK residential property at a gain |
| 31 Jan 2027 | Other gains reported via Self Assessment |
| 9 months + 1 day after year end | Corporation tax payment due — before the return itself |
| 12 months after year end | CT600 return filing deadline |
Why choose Bohzo Accountants in the UK?
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Terms you'll meet along the way
Statutory accounts
The formal year-end accounts every company must file at Companies House — publicly visible, prepared to FRS standards.
FRS 105 / FRS 102 1A
The two accounting standards small UK companies use: FRS 105 for micro-entities (minimal disclosure), FRS 102 1A for small companies (fuller picture).
CT600
The corporation tax return filed with HMRC alongside a tax computation — due 12 months after year end, though the tax is due at 9 months and a day.
Accounting reference date
Your company's official year-end date, set at incorporation (changeable within limits). Accounts are due 9 months after it.
60-day rule
UK residential property gains must be reported and the tax paid within 60 days of completion — separate from and earlier than Self Assessment.
Business Asset Disposal Relief
The relief (formerly Entrepreneurs' Relief) taxing qualifying business disposals at 10% up to a lifetime limit — conditions apply for at least two years before sale.
Annual exempt amount
The slice of gains each person can realise tax-free per year — now small, which makes timing disposals across tax years worth planning.
Marginal relief
The taper between the 19% small-profits rate and the 25% main rate for profits between £50k and £250k — with an effective 26.5% rate inside the band.
Accountants for property investors: your questions answered
Should my next property go in a company (SPV)?
The full-relief case: higher-rate taxpayer, long hold, profits reinvested rather than extracted, company mortgage rates acceptable. The against case: extraction taxes on taking rent out, no CGT annual exemption, ATED admin on higher-value homes. It's genuinely deal-by-deal — we model each purchase both ways as standard.
How are flips taxed differently from rentals?
Buying to sell is trading: profits face income tax and Class 4 NI (or corporation tax in a company), not CGT — and no CGT allowances apply. Buying to hold and later selling is investment: CGT territory. HMRC judges intention by evidence — finance type, timeline, pattern — so the file we build for each deal matters.
Can I move my personally-held portfolio into a company?
Mechanically yes; tax-efficiently only sometimes. The transfer is a disposal (CGT) and a purchase (stamp duty with surcharge) unless incorporation relief applies — which requires the portfolio to be a genuine business, a tested boundary. Refinancing costs often decide it. Worth modelling properly once, not assuming from forums.
How does mortgage interest relief work now?
Under Section 24 you can't deduct mortgage interest from rental profits — instead you get a 20% tax credit. Higher-rate landlords pay noticeably more than under the old rules, which is why the sums (and the company question) deserve proper attention.
Should I hold my properties in a limited company?
Sometimes. Companies deduct interest in full and pay corporation tax rates, but you face costs extracting profits and potentially CGT/SDLT moving existing properties in. We'll run your actual numbers — the honest answer is 'it depends', and we'll show you on what.
My company hasn't traded — do I still need to file?
Yes. Even dormant companies must file accounts at Companies House and usually a confirmation statement. Our dormant package (£99) handles it all so you avoid penalties for a company that isn't even trading.
Which accounting standard will my accounts use?
Most small companies file micro-entity accounts under FRS 105 or small-company accounts under FRS 102 Section 1A. We pick the right one for your size and circumstances — it affects what's disclosed publicly at Companies House, and we'll explain the trade-offs.
What is the 60-day rule?
If you sell a UK residential property at a gain, you must file a CGT return and pay the tax within 60 days of completion — separate from, and much earlier than, Self Assessment. Penalties apply immediately after day 60. It's the most-missed deadline in UK tax.
What rate of CGT will I pay?
For most assets 18% or 24% depending on your income band. Business asset disposal relief can cut qualifying business sales to 14%. Your other income determines the split — which is exactly what we calculate.
What rate of corporation tax will my company pay?
19% on profits up to £50,000, 25% above £250,000, and marginal relief in between — an effective rate that climbs gradually. Associated companies split those thresholds, which catches many owners with more than one company. We calculate it precisely.
The payment is due before the return — is that right?
Yes, oddly: payment is due 9 months and 1 day after year end, but the return itself isn't due until 12 months. We prepare everything well before the payment date so you know the bill with time to plan.
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