Accountants for dentists
Dental finances have their own anatomy: associates who are self-employed but paid through practice schedules with lab fees deducted, NHS pension superannuation interacting with personal tax, the incorporation question that dentistry asks earlier than most professions because earnings arrive early, and practice owners juggling UDA contracts, staff and equipment cycles.
How we handle it
We work both chairs: associates get returns that treat schedule income, lab fees and expenses properly (from £169), plus honest incorporation modelling at your earnings level. Principals get practice accounts, payroll for nurses and reception, and planning across the practice-and-personal boundary where dental money actually moves.
The fixed fees behind this service
| Service | Fixed fee |
|---|---|
| Locum Accountants | from £69/mo |
| Limited Company Accounts | from £299 |
| Self Assessment Tax Returns | from £129 |
| Tax Planning | from £249 |
Locum Accountants
For locum doctors, dentists, pharmacists and vets — NHS pension aware.
- Income tracked across multiple practices, trusts and agencies
- Locum-specific expenses claimed — indemnity, GMC/GDC fees, courses, travel
- Sole trader vs limited structured for your session mix
| Sole trader locum: books + tax return | £69/mo |
| Limited company locum: full compliance | £95/mo |
| Annual-only locum tax return | £199/yr |
Limited Company Accounts
Year-end statutory accounts and CT600, filed to Companies House and HMRC.
- Statutory year-end accounts prepared to the right standard (FRS 105 / FRS 102 1A)
- Corporation tax computation and CT600 filed with HMRC
- Accounts filed at Companies House on time
| Dormant company accounts | £49 |
| Micro-entity accounts + CT600 | £299 |
| Small company full accounts + CT600 | £449 |
Limited Company Accounts — full details, packages and FAQs →
Self Assessment Tax Returns
Prepared, checked and filed with HMRC — sole traders, landlords, high earners.
- Full SA100 return prepared and filed with HMRC
- All supplementary pages your situation needs — self-employment, property, dividends, CGT
- Your tax liability checked and explained in plain English
| Straightforward return — one income source | £129 |
| With rental property income | £169 |
| With capital gains (property, shares, crypto) | £199 |
Self Assessment Tax Returns — full details, packages and FAQs →
Tax Planning
Legitimate, unaggressive planning that keeps more of what you earn.
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
From first message to done
WhatsApp or the form — a few sentences is enough. A real person replies the same working day.
One price for the job, confirmed before anything starts. Complex case? We say so now, not on the invoice.
Photos of documents are fine. We chase whatever's missing — that's part of the job, not yours.
You review everything first; filings go to HMRC or Companies House electronically with same-day confirmation.
Deadlines that apply here
| Date | What happens |
|---|---|
| 9 months after year end | Statutory accounts due at Companies House — automatic £150+ penalty if late |
| 9 months + 1 day after year end | Corporation tax payment due to HMRC |
| 12 months after year end | CT600 corporation tax return due at HMRC |
| 5 Oct 2026 | Deadline to register for Self Assessment if you're newly self-employed |
| 31 Oct 2026 | Paper return deadline (almost nobody should be filing on paper) |
| 31 Jan 2027 | Online filing deadline and balancing payment due — miss it and HMRC charges an automatic £100 penalty |
| 31 Jul 2027 | Second payment on account due, if you make them |
Why choose Bohzo Accountants in the UK?
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Bohzo Accountants is a trading name of IGI Security Services Ltd, Company No. 15881180.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Terms you'll meet along the way
Statutory accounts
The formal year-end accounts every company must file at Companies House — publicly visible, prepared to FRS standards.
FRS 105 / FRS 102 1A
The two accounting standards small UK companies use: FRS 105 for micro-entities (minimal disclosure), FRS 102 1A for small companies (fuller picture).
CT600
The corporation tax return filed with HMRC alongside a tax computation — due 12 months after year end, though the tax is due at 9 months and a day.
Accounting reference date
Your company's official year-end date, set at incorporation (changeable within limits). Accounts are due 9 months after it.
UTR
Your Unique Taxpayer Reference — the 10-digit number HMRC issues when you register for Self Assessment. Lifelong, and needed for every return.
Payments on account
Advance payments toward next year's tax, due 31 January and 31 July, triggered once your bill passes £1,000. The first year they apply effectively bills 150% at once.
SA100
The main Self Assessment return form. Supplementary pages bolt on for employment, self-employment, property, capital gains and foreign income.
Balancing payment
The difference between what your payments on account covered and what the year's tax actually was — settled each 31 January.
Accountants for dentists: your questions answered
As an associate, what can I claim against my income?
Lab fees if not already netted, indemnity insurance, GDC registration, courses and CPD maintaining your skills, equipment and loupes, professional subscriptions, travel between practices (not home-to-regular-practice), and a home-office share for the admin you genuinely do. The lab-fee treatment errors we inherit are worth checking two years back.
Should a dentist incorporate?
At associate earnings the numbers often favour it — but NHS pension membership through a company has specific rules, and some practice agreements constrain structure. It's a genuinely three-way calculation: tax saved, pension position, contract reality. We model all three, and 'not yet' is a common honest answer.
How does NHS superannuation affect my tax return?
Your superannuation contributions get tax relief, your pensionable pay needs reconciling with the annual statements (which arrive late and confuse everyone), and higher earners can meet annual-allowance charges that need declaring. We handle the reconciliation as part of the return rather than treating the pension as someone else's problem.
Sole trader or limited company for locum work?
It depends on your day rate, session volume and pension priorities — NHS pension access often argues for sole-trader GP work, while non-pensionable and private work can favour a company. We'll model your actual mix rather than give a generic answer.
What expenses can locums claim?
Professional indemnity, GMC/GDC/GPhC registration, royal college fees, courses and CPD, travel between temporary workplaces, and equipment. The travel rules around 'temporary workplace' are nuanced — claiming them correctly is worth real money.
My company hasn't traded — do I still need to file?
Yes. Even dormant companies must file accounts at Companies House and usually a confirmation statement. Our dormant package (£99) handles it all so you avoid penalties for a company that isn't even trading.
Which accounting standard will my accounts use?
Most small companies file micro-entity accounts under FRS 105 or small-company accounts under FRS 102 Section 1A. We pick the right one for your size and circumstances — it affects what's disclosed publicly at Companies House, and we'll explain the trade-offs.
What does the £129 fee include?
Preparation and online filing of your full SA100 return, including the supplementary pages your situation needs. If your return is more complex — rental income, capital gains — the packages above show the fixed price, and we confirm it in writing before starting.
I've missed the deadline — can you still help?
Yes. Late returns are common and fixable: we prepare and file the outstanding return quickly, and where there's a reasonable excuse we help you appeal penalties. The sooner it's filed, the sooner the penalties stop growing.
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
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