Bookkeeping services in Inveraray — from £49/mo, fixed.
Monthly bookkeeping for Inveraray businesses, done for you on cloud software. Transactions categorised, bank reconciled, receipts captured — for one fixed monthly fee that doesn't creep. Serving businesses across Inveraray and nearby St Catherines, Achnagoul, Kenmore.
Bookkeeping for Inveraray — done properly, entirely online
Sole traders, limited companies and partnerships in Inveraray that want accurate, current records without hiring in-house — from one-person operations to businesses with hundreds of monthly transactions.
What's included
- Transactions categorised and reconciled every month
- Cloud software set up and maintained (Xero, QuickBooks or FreeAgent)
- Receipts captured digitally — photograph and forget
- Monthly summary so you always know where you stand
- Clean records that make year-end faster and cheaper
Why choose Bohzo Accountants in Inveraray?
We track every HMRC and Companies House date that applies to you, so you don't have to.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Inveraray to HMRC without a single appointment.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed bookkeeping fees
| Your situation | Fixed fee |
|---|---|
| Up to 50 transactions a month | £49/mo |
| Up to 150 transactions a month | £89/mo |
| Up to 300 transactions a month | £149/mo |
| Bookkeeping + VAT returns bundle | £119/mo |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in Scotland typically bills by the hour, meets by appointment and prices each extra question. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Inveraray at fees a walk-in office can't match.
There's no office to fund in Inveraray and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Bookkeeping in Inveraray: from first message to filed
A WhatsApp message from Inveraray is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Inveraray. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Inveraray as anywhere — by design
Whether your business trades from Inveraray itself or you simply live there and work everywhere, the tax rules are national — and so are we. Inveraray clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
A lot of our Scotland clients switched from local firms after one too many surprise invoices. The fix wasn't a cheaper local firm; it was removing the billing model that produces surprises. Fixed fees, in writing, before the work — that's the whole trick.
Where we work around Inveraray
Inveraray is part of Scotland, in the PA32 postcode area, with St Catherines its nearest neighbour — about 1.8 miles to the east. Wherever you are around Inveraray, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Inveraray | Direction |
|---|---|---|
| St Catherines | 1.8 miles | east |
| Achnagoul | 2.9 miles | south-west |
| Kenmore | 4.4 miles | south-west |
| Strachur | 4.8 miles | south |
| Cairndow | 5.5 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Inveraray bookkeeping FAQs
Which bookkeeping software do you use?
Xero, QuickBooks or FreeAgent — whichever suits your business (or whichever you already use). Software subscription can be included in your monthly fee, and we handle all the setup and migration.
What counts as a transaction?
Each line on your bank statement — a payment in or out. Most one-person businesses sit comfortably under 50 a month. If you drift over your band we'll tell you before the fee changes, never after.
My books are months behind — can you catch them up?
Yes, catch-up bookkeeping is one of the most common jobs we take on. We'll quote a one-off fixed fee for the backlog, then a monthly fee to keep you current from there.
Do I need to visit an office in Inveraray?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Inveraray or anywhere else in Scotland.
I searched "bookkeeping near me" — is this service really local to Inveraray?
Inveraray is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Inveraray town centre or the edge of Scotland. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my bookkeeping?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Inveraray businesses ask us
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
VAT registration becomes compulsory once your taxable turnover in any rolling 12 months passes £90,000 — and "rolling" is the word that catches people, because it's not your accounting year. Businesses in Inveraray growing towards that line should be watching it monthly.
From April 2026, self-employed people and landlords with qualifying income over £50,000 move onto Making Tax Digital for Income Tax: digital records and quarterly updates to HMRC, not one annual return. The year before is the right time to get bookkeeping into shape.
The trading allowance means up to £1,000 of gross side income per year can be tax-free with no return needed. Above that, registration and reporting kick in — and platforms now report seller data to HMRC, so "under the radar" isn't a strategy any more.
Dividends can only be paid from accumulated profits, and paperwork matters: board minutes and dividend vouchers, dated correctly. "Illegal dividends" isn't dramatic language — overdrawn payments can be reclassified, with tax consequences, if the profits weren't there.
The businesses that struggle with tax bills rarely have a tax problem; they have a timing problem. Knowing the bill in September instead of January — which filing early gives you for free — is the difference between planning and scrambling.
Directors paying themselves a salary still need a PAYE scheme and RTI submissions, even in a one-person company. It's a five-minute monthly task with software — and a recurring penalty generator without it.
Scam "HMRC" messages outnumber real ones — HMRC doesn't demand payment by gift card or threaten arrest by text. Real letters have reference numbers that we can verify directly with HMRC before anyone responds.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Inveraray, message us and we'll answer against your actual numbers.
Bookkeeping near Inveraray
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