Bookkeeping services in St Ives — from £49/mo, fixed.
Clean books, every month, without lifting a finger: we handle categorisation, reconciliation and receipts for businesses in St Ives (TR26) — one fixed monthly price, cancel any time. Also serving Ayr, Higher, Higher Ayr, Ayr (Cornwall).
Bookkeeping for St Ives — done properly, entirely online
Sole traders, limited companies and partnerships in St Ives that want accurate, current records without hiring in-house — from one-person operations to businesses with hundreds of monthly transactions.
What's included
- Transactions categorised and reconciled every month
- Cloud software set up and maintained (Xero, QuickBooks or FreeAgent)
- Receipts captured digitally — photograph and forget
- Monthly summary so you always know where you stand
- Clean records that make year-end faster and cheaper
Why St Ives businesses pick Bohzo
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Compare our fixed bookkeeping fees
| Your situation | Fixed fee |
|---|---|
| Up to 50 transactions a month | £49/mo |
| Up to 150 transactions a month | £89/mo |
| Up to 300 transactions a month | £149/mo |
| Bookkeeping + VAT returns bundle | £119/mo |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near St Ives quote low, bill by the hour and reserve the right to charge for every phone call. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve St Ives at fees a walk-in office can't match.
There's no office to fund in St Ives and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Bookkeeping in St Ives: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave St Ives.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in St Ives as anywhere — by design
Whether your business trades from St Ives itself or you simply live there and work everywhere, the tax rules are national — and so are we. St Ives clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
A lot of our South West clients switched from local firms after one too many surprise invoices. The fix wasn't a cheaper local firm; it was removing the billing model that produces surprises. Fixed fees, in writing, before the work — that's the whole trick.
Where we work around St Ives
St Ives is part of South West, in the TR26 postcode area, with Ayr, Higher its nearest neighbour — about 0.3 miles to the south-west. Wherever you are around St Ives, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from St Ives | Direction |
|---|---|---|
| Ayr, Higher | 0.3 miles | south-west |
| Higher Ayr | 0.3 miles | south-west |
| Ayr (Cornwall) | 0.4 miles | south-west |
| Stennack | 0.4 miles | south-west |
| Carthew | 0.4 miles | west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
St Ives bookkeeping FAQs
Which bookkeeping software do you use?
Xero, QuickBooks or FreeAgent — whichever suits your business (or whichever you already use). Software subscription can be included in your monthly fee, and we handle all the setup and migration.
What counts as a transaction?
Each line on your bank statement — a payment in or out. Most one-person businesses sit comfortably under 50 a month. If you drift over your band we'll tell you before the fee changes, never after.
My books are months behind — can you catch them up?
Yes, catch-up bookkeeping is one of the most common jobs we take on. We'll quote a one-off fixed fee for the backlog, then a monthly fee to keep you current from there.
Do I need to visit an office in St Ives?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in St Ives or anywhere else in South West.
I searched "bookkeeping near me" — is this service really local to St Ives?
St Ives is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in St Ives town centre or the edge of South West. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my bookkeeping?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Things worth knowing before your next filing
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
From April 2026, self-employed people and landlords with qualifying income over £50,000 move onto Making Tax Digital for Income Tax: digital records and quarterly updates to HMRC, not one annual return. The year before is the right time to get bookkeeping into shape.
The trading allowance means up to £1,000 of gross side income per year can be tax-free with no return needed. Above that, registration and reporting kick in — and platforms now report seller data to HMRC, so "under the radar" isn't a strategy any more.
VAT registration becomes compulsory once your taxable turnover in any rolling 12 months passes £90,000 — and "rolling" is the word that catches people, because it's not your accounting year. Businesses in St Ives growing towards that line should be watching it monthly.
Status under IR35 turns on the reality of the engagement: control, substitution, mutuality of obligation. Contracts matter, but working practices matter more. A written status assessment for each engagement is cheap insurance.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some St Ives businesses it saves thousands; for others it's pure extra paperwork.
A good accountant should be able to tell you, in plain English, what they'll do, when, and for exactly how much. Vagueness on any of the three is the tell. Everything else — size of firm, fancy office, distance from St Ives — is decoration.
Subcontractors under the Construction Industry Scheme have 20% deducted at source — often more than their final tax bill once expenses and the personal allowance are counted. That's why CIS refunds are so common: the average claim is well into four figures, but only if the deduction statements are all gathered.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in St Ives, message us and we'll answer against your actual numbers.
Bookkeeping near St Ives
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