Cash-flow forecasting in College — from £199, fixed.
Whether it's reassurance, a bank application or a genuinely tight quarter ahead, we build cash-flow forecasts College (SE21) owners can actually steer by. Also serving Dulwich, West Dulwich, Gipsy Hill.
Cash-Flow Forecasting for College — done properly, entirely online
Businesses in College with lumpy income, big upcoming commitments, seasonal patterns, funding applications — or owners who are simply tired of being surprised by the bank balance.
What's included
- Forecast built from your actual payment patterns, not guesses
- VAT, PAYE and corporation tax timings baked in — the bills that ambush
- Best/expected/worst scenarios so you know the range
- Clear flags: the weeks to watch and the buffer you need
- Bank- and lender-ready formatting when raising funds
Why choose Bohzo Accountants in College?
We track every HMRC and Companies House date that applies to you, so you don't have to.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — College to HMRC without a single appointment.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed cash-flow forecasting fees
| Your situation | Fixed fee |
|---|---|
| 13-week rolling cash-flow forecast | £199 |
| 12-month forecast with scenarios | £349 |
| Forecast + monthly refresh retainer | £99/mo |
| Funding-application forecast pack | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in South East London typically bills by the hour, meets by appointment and prices each extra question. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve College at fees a walk-in office can't match.
There's no office to fund in College and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Cash-Flow Forecasting in College: from first message to filed
Start with a message — no forms, no phone queue. Tell us what needs doing and we take it from there.
One fixed price before any work starts. Complex case? We say so now, not on the invoice.
The legal bits — ID verification, engagement letter — happen online in minutes, then your records come in via the portal or WhatsApp.
We prepare, you check and approve, we submit — and you get the HMRC confirmation the same day it's filed.
The same service in College as anywhere — by design
We built this service so that someone in College never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in South East London you are.
London clients in College tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around College
College sits in the borough of Southwark (Dulwich Wood ward), SE21 postcode area. Wherever you are around College, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from College | Direction |
|---|---|---|
| Dulwich | 0.5 miles | north-west |
| West Dulwich | 0.8 miles | west |
| Gipsy Hill | 0.8 miles | south |
| Dulwich Village | 1.0 miles | north |
| Forest Hill | 1.0 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
College cash-flow forecasting FAQs
Why 13 weeks?
It's the standard lenders and turnaround professionals use: long enough to see problems coming, short enough to stay accurate week by week. The 12-month version adds strategic planning on top.
What do you need from me to build it?
Access to your bookkeeping (or recent bank data), your debtor and creditor lists, and ten minutes on payment patterns. Most forecasts are delivered within a week of getting access.
What happens when the forecast shows a problem?
That's the point — seeing it early is what creates options: chasing debtors, delaying spend, arranging finance while banks still say yes, or agreeing HMRC time-to-pay in advance. We'll recommend the sequence in the flags section of the forecast.
Do I need to visit an office in College?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in College or anywhere else in South East London.
I searched "cash-flow forecasting near me" — is this service really local to College?
College is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in College town centre or the edge of South East London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my cash-flow forecasting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what College businesses ask us
A good accountant should be able to tell you, in plain English, what they'll do, when, and for exactly how much. Vagueness on any of the three is the tell. Everything else — size of firm, fancy office, distance from College — is decoration.
VAT registration becomes compulsory once your taxable turnover in any rolling 12 months passes £90,000 — and "rolling" is the word that catches people, because it's not your accounting year. Businesses in College growing towards that line should be watching it monthly.
Rental profits need reporting once they're more than trivial, and the rules differ for furnished holiday lets, rent-a-room and ordinary lets. Landlords are also in the first wave of Making Tax Digital — property income counts towards the £50,000 threshold.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
Status under IR35 turns on the reality of the engagement: control, substitution, mutuality of obligation. Contracts matter, but working practices matter more. A written status assessment for each engagement is cheap insurance.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some College businesses it saves thousands; for others it's pure extra paperwork.
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
Online Self Assessment returns are due by 31 January, along with any balancing payment — and HMRC's £100 penalty applies the moment the deadline passes, even if you owe nothing. Most College clients who come to us in January still file on time; the records just need to arrive before the last week.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in College, message us and we'll answer against your actual numbers.
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