Contractor accountants in City of London — from £75/mo, fixed.
IR35-aware contractor accounting for City of London: we keep your company compliant, your drawings optimal and your engagements assessed — for a fixed monthly fee with no surprises. Covering Central London including Guildhall, Bassishaw, Cheap.
Contractor Accountants for City of London — done properly, entirely online
IT, engineering, finance and interim contractors in City of London working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why City of London businesses pick Bohzo
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — City of London to HMRC without a single appointment.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near City of London quote low, bill by the hour and reserve the right to charge for every phone call. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in City of London.
There's no office to fund in City of London and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in City of London: from first message to filed
A WhatsApp message from City of London is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in City of London. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in City of London as anywhere — by design
Whether your business trades from City of London itself or you simply live there and work everywhere, the tax rules are national — and so are we. City of London clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
Being in London, City of London clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around City of London
City of London sits in the borough of City of London (Cheap ward), EC2V postcode area. If you're comparing local options from City of London, it helps to see the map the way we do — one service area, no travel involved.
| Nearby | Distance from City of London | Direction |
|---|---|---|
| Guildhall | 0.0 miles | north |
| Bassishaw | 0.1 miles | north |
| Cheap | 0.1 miles | west |
| Cheapside | 0.1 miles | south |
| Cordwainer | 0.2 miles | south |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
City of London contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in City of London?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in City of London or anywhere else in Central London.
I searched "contractor accounting near me" — is this service really local to City of London?
City of London is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in City of London town centre or the edge of Central London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
The short version of the rules that matter
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
Auto-enrolment applies from the first eligible employee: assess, enrol, contribute, declare. The Pensions Regulator does check, and the fines for ignoring it are out of proportion to how simple compliance actually is.
HMRC runs nudge-letter campaigns to crypto holders based on exchange data. If there are undeclared gains in past years, a voluntary disclosure is dramatically cheaper than waiting for the letter — penalties are scaled to cooperation.
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in City of London, message us and we'll answer against your actual numbers.
Contractor Accountants near City of London
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