Freelancer accountants in Fenchurch Street — from £45/mo, fixed.
From first invoice to full-time freelance career in Fenchurch Street (EC3R), we handle tax and accounts while you handle clients. Fixed monthly fees from £45 — also serving Lime Street, Langbourn, Tower.
Freelancer Accountants for Fenchurch Street — done properly, entirely online
Freelance designers, developers, writers, marketers, photographers, consultants and every independent professional in Fenchurch Street — sole trader or limited.
What's included
- Books kept current so tax never ambushes you
- Every freelance-relevant expense claimed — home office, software, kit
- Self Assessment (or company filings) included
- Quarterly heads-up on what to set aside for tax
- Advice when rates, contracts or going-limited questions come up
What Fenchurch Street gets with Bohzo Accountants
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Fenchurch Street to HMRC without a single appointment.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed freelancer accountants fees
| Your situation | Fixed fee |
|---|---|
| Sole trader freelancer: books + tax return | £45/mo |
| Limited company freelancer: full compliance | £79/mo |
| Annual-only: year-end accounts + return | £229/yr |
| Going freelance starter session | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around Central London still run on hourly billing, office appointments and fees you discover after the work. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Fenchurch Street pays the same as everywhere else.
There's no office to fund in Fenchurch Street and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Freelancer Accountants in Fenchurch Street: from first message to filed
A WhatsApp message from Fenchurch Street is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Fenchurch Street. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Fenchurch Street as anywhere — by design
Whether your business trades from Fenchurch Street itself or you simply live there and work everywhere, the tax rules are national — and so are we. Fenchurch Street clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
Being in London, Fenchurch Street clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around Fenchurch Street
Fenchurch Street sits in the borough of City of London (Tower ward), EC3R postcode area. Fenchurch Street clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Fenchurch Street.
| Nearby | Distance from Fenchurch Street | Direction |
|---|---|---|
| Lime Street | 0.1 miles | north-west |
| Langbourn | 0.2 miles | west |
| Tower | 0.2 miles | east |
| Billingsgate | 0.2 miles | south-west |
| Monument | 0.2 miles | west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Fenchurch Street freelancer accountants FAQs
How much should I set aside for tax?
A useful rule of thumb is 25–30% of profit for basic-rate sole traders (income tax plus Class 4 NI), more if you're into higher rate. We replace the rule of thumb with your actual number, updated quarterly.
Can I claim my home office?
Yes — either HMRC's flat rate or a calculated share of household costs based on rooms and hours worked. For most full-time freelancers the calculated method claims meaningfully more; we work out which wins for you.
Should I go limited?
Usually worth considering from around £30,000–£40,000 profit, or earlier if clients require it or liability matters. Our Ltd vs sole trader calculator gives a first estimate, and the starter session works through your specific situation.
Do I need to visit an office in Fenchurch Street?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Fenchurch Street or anywhere else in Central London.
I searched "freelancer accounting near me" — is this service really local to Fenchurch Street?
Fenchurch Street is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Fenchurch Street town centre or the edge of Central London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my freelancer accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax notes our Fenchurch Street clients ask about most
Every year a wave of returns gets filed in the final days of January. It works, but it's the most expensive way to do it: no time to check for missed reliefs, and any tax due lands as one surprise. Sending your records early — even unsorted — is the single best gift you can give your January self.
Most self-employed people under-claim. Use of home, mileage at HMRC's approved rates, phone and broadband apportionment, trade subscriptions, training that updates existing skills — legitimate deductions left on the table add up to real tax overpaid year after year.
Selling a rental property triggers capital gains tax with a tight reporting window — UK residential sales must be reported and the tax paid within 60 days of completion. It's one of the easiest deadlines in the whole system to miss, and one of the most penalised.
Good records aren't about neatness — they're about money: claims you can evidence, VAT you can reclaim, and an accountant who spends billable time on advice rather than sorting. Bank feeds plus a receipts app gets most small businesses to "tidy" in minutes a week.
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
The first hire brings PAYE registration, Real Time Information submissions every payday, workplace pension auto-enrolment and payslips that must be right. It's all completely manageable — as a monthly routine run by software, not a monthly crisis.
A limited company juggles two regulators: Companies House wants accounts within nine months of year end, HMRC wants corporation tax paid at nine months and a day. Same starting point, different documents — and late filing penalties at Companies House escalate automatically and are rarely cancelled.
Plenty of people incorporate too early because it "sounds established", then pay for accounts, confirmation statements and payroll they didn't need. The switch pays for itself at the right profit level — the trick is knowing yours.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Fenchurch Street, message us and we'll answer against your actual numbers.
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