Management accounts in Cheltenham — from £99/mo, fixed.
Decisions need current numbers. We produce monthly management accounts for Cheltenham businesses that owners actually read: what moved, why, and what to watch. Covering South West including Fairview, Montpellier, Bays Hill.
Management Accounts for Cheltenham — done properly, entirely online
Growing businesses in Cheltenham making real decisions — hiring, pricing, borrowing, expanding — and businesses whose bank or investors expect regular numbers.
What's included
- Profit and loss, balance sheet and cash summary each period
- Plain-English commentary — what changed and why it matters
- Margin and KPI tracking tailored to your business
- Budget vs actual once a budget exists (we'll help build one)
- Board- or bank-ready packs when you need them
What Cheltenham gets with Bohzo Accountants
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Before we touch anything for a Cheltenham client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Compare our fixed management accounts fees
| Your situation | Fixed fee |
|---|---|
| Quarterly pack: P&L, balance sheet, commentary | £99/quarter |
| Monthly pack | £99/mo |
| Monthly pack + KPI dashboard | £149/mo |
| Monthly pack + review call | £199/mo |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around South West still run on hourly billing, office appointments and fees you discover after the work. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Cheltenham pays the same as everywhere else.
There's no office to fund in Cheltenham and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Management Accounts in Cheltenham: from first message to filed
A WhatsApp message from Cheltenham is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Cheltenham. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Cheltenham as anywhere — by design
Cheltenham sits in South West (GL52), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
A lot of our South West clients switched from local firms after one too many surprise invoices. The fix wasn't a cheaper local firm; it was removing the billing model that produces surprises. Fixed fees, in writing, before the work — that's the whole trick.
Where we work around Cheltenham
Cheltenham is part of South West, in the GL52 postcode area, with Fairview its nearest neighbour — about 0.4 miles to the north-east. Wherever you are around Cheltenham, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Cheltenham | Direction |
|---|---|---|
| Fairview | 0.4 miles | north-east |
| Montpellier | 0.5 miles | south-west |
| Bays Hill | 0.6 miles | west |
| Coltham Fields | 0.6 miles | south-east |
| Pittville | 0.6 miles | north |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Cheltenham management accounts FAQs
What's the difference between management and statutory accounts?
Statutory accounts are the annual, backward-looking filing for Companies House. Management accounts are for you: frequent, current, and focused on decisions — margins by product, overhead trends, cash runway. Different job entirely.
Do I need bookkeeping in place first?
Yes — management accounts are only as good as the underlying records. If your books need work we'll bundle bookkeeping in, so the numbers are trustworthy from the first pack.
Monthly or quarterly?
Quarterly suits stable businesses watching trends; monthly earns its keep when cash is tight, growth is fast or decisions are frequent. Start quarterly and step up — the packs are designed to switch cleanly.
Do I need to visit an office in Cheltenham?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Cheltenham or anywhere else in South West.
I searched "management accounts near me" — is this service really local to Cheltenham?
Cheltenham is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Cheltenham town centre or the edge of South West. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my management accounts?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Cheltenham businesses ask us
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
Plenty of people incorporate too early because it "sounds established", then pay for accounts, confirmation statements and payroll they didn't need. The switch pays for itself at the right profit level — the trick is knowing yours.
Selling a rental property triggers capital gains tax with a tight reporting window — UK residential sales must be reported and the tax paid within 60 days of completion. It's one of the easiest deadlines in the whole system to miss, and one of the most penalised.
The best salary-dividend mix moves with each year's thresholds and your other income. Setting it once in April — rather than guessing through the year — is one of the simplest pieces of planning a director can do.
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
The July payment on account is the forgotten deadline: no return is due, but money often is. We diary it for every client it applies to, because HMRC charges interest from the day it's late even though nothing was "filed" late.
Ask any prospective accountant two questions: "what's included in the fee?" and "what costs extra?" The quality of those two answers predicts the whole relationship.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Cheltenham, message us and we'll answer against your actual numbers.
Management Accounts near Cheltenham
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