Payroll services in Lochgilphead — from £25/mo, fixed.
From one director to a whole team, our online payroll keeps Lochgilphead employers compliant and staff paid on time, every time. One fixed monthly fee — covering Lochgilphead (PA31) and Ceann Loch Gilb, Kilmory, Ardrishaig.
Payroll for Lochgilphead — done properly, entirely online
Employers in Lochgilphead of every size — single-director companies paying themselves tax-efficiently, and small businesses with weekly or monthly staff payrolls.
What's included
- Payslips produced every pay run — monthly or weekly
- RTI submissions to HMRC on or before every payday
- Auto-enrolment pension assessments and submissions
- Starters, leavers, P45s and P60s handled
- PAYE liability calculated so you know exactly what to pay HMRC
Why choose Bohzo Accountants in Lochgilphead?
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Lochgilphead to HMRC without a single appointment.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed payroll fees
| Your situation | Fixed fee |
|---|---|
| Director-only payroll (1 person) | £25/mo |
| Up to 5 employees | £45/mo |
| Up to 10 employees | £69/mo |
| Auto-enrolment pension setup (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in Scotland typically bills by the hour, meets by appointment and prices each extra question. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Lochgilphead.
There's no office to fund in Lochgilphead and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Payroll in Lochgilphead: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Lochgilphead.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Lochgilphead as anywhere — by design
We built this service so that someone in Lochgilphead never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in Scotland you are.
Smaller towns like Lochgilphead are exactly why we work online: the nearest high-street firm may be a drive away, keep office hours, and price like scarcity. Your accountant should be as close as your phone — and priced like competition exists.
Where we work around Lochgilphead
Lochgilphead is part of Scotland, in the PA31 postcode area, with Ceann Loch Gilb its nearest neighbour — about 0.0 miles to the south-west. Lochgilphead clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Lochgilphead.
| Nearby | Distance from Lochgilphead | Direction |
|---|---|---|
| Ceann Loch Gilb | 0.0 miles | south-west |
| Kilmory | 0.8 miles | south |
| Ardrishaig | 1.7 miles | south |
| Cairnbaan | 2.6 miles | north-west |
| Port Ann | 2.8 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Payroll deadlines
| Date | What happens |
|---|---|
| On or before each payday | RTI Full Payment Submission due to HMRC — every single pay run |
| 22nd of each month | PAYE and NI payment due to HMRC (19th if paying by post) |
| 31 May | P60s must be given to all employees |
| 6 Jul | P11D benefits-in-kind forms due |
Lochgilphead payroll FAQs
I'm the only employee of my company — do I need payroll?
If you pay yourself a salary, yes — you need a PAYE scheme and RTI submissions even for one person. Director-only payroll is our most popular package at £25/mo, and we set the salary at the most tax-efficient level for you.
What is auto-enrolment and does it apply to me?
Every employer must assess staff for a workplace pension and enrol eligible employees. Even if your only staff member is you as director, you have duties to declare. We handle assessments, letters and declarations as part of the service.
Can you take over payroll mid-year?
Yes — we transfer year-to-date figures from your old provider or HMRC records and carry straight on. Your staff won't notice anything except that payslips keep arriving on time.
Do I need to visit an office in Lochgilphead?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Lochgilphead or anywhere else in Scotland.
I searched "payroll near me" — is this service really local to Lochgilphead?
Lochgilphead is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Lochgilphead town centre or the edge of Scotland. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my payroll?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax notes our Lochgilphead clients ask about most
If you contract through your own limited company, IR35 asks whether you'd be an employee without it. For medium and large clients, the status decision is theirs; for small clients, it's still yours — and getting it wrong in either direction costs money.
HMRC runs nudge-letter campaigns to crypto holders based on exchange data. If there are undeclared gains in past years, a voluntary disclosure is dramatically cheaper than waiting for the letter — penalties are scaled to cooperation.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
Rental profits need reporting once they're more than trivial, and the rules differ for furnished holiday lets, rent-a-room and ordinary lets. Landlords are also in the first wave of Making Tax Digital — property income counts towards the £50,000 threshold.
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
The tax-free dividend allowance is down to £500, so almost any director taking dividends now pays some dividend tax — and needs a Self Assessment return to report it. The classic small-salary-plus-dividends strategy still works; it just needs actual planning rather than folklore.
Online Self Assessment returns are due by 31 January, along with any balancing payment — and HMRC's £100 penalty applies the moment the deadline passes, even if you owe nothing. Most Lochgilphead clients who come to us in January still file on time; the records just need to arrive before the last week.
HMRC requires records to be kept for at least five years after the filing deadline for the self-employed. Digital copies count. A cloud folder or app now beats a carrier bag of paper every time — for you and for any future enquiry.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Lochgilphead, message us and we'll answer against your actual numbers.
Payroll near Lochgilphead
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