Payroll services in Loughton — from £25/mo, fixed.
Never miss a pay run or an RTI deadline again. We run payroll for businesses across Loughton and South East — payslips out on time, HMRC filings automatic, auto-enrolment covered. Fixed monthly pricing, also serving Baldwin's Hill, Debden, High Beach.
Payroll for Loughton — done properly, entirely online
Employers in Loughton of every size — single-director companies paying themselves tax-efficiently, and small businesses with weekly or monthly staff payrolls.
What's included
- Payslips produced every pay run — monthly or weekly
- RTI submissions to HMRC on or before every payday
- Auto-enrolment pension assessments and submissions
- Starters, leavers, P45s and P60s handled
- PAYE liability calculated so you know exactly what to pay HMRC
Why Loughton businesses pick Bohzo
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Compare our fixed payroll fees
| Your situation | Fixed fee |
|---|---|
| Director-only payroll (1 person) | £25/mo |
| Up to 5 employees | £45/mo |
| Up to 10 employees | £69/mo |
| Auto-enrolment pension setup (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Loughton quote low, bill by the hour and reserve the right to charge for every phone call. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Loughton at fees a walk-in office can't match.
There's no office to fund in Loughton and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Payroll in Loughton: from first message to filed
A WhatsApp message from Loughton is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Loughton. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Loughton as anywhere — by design
We built this service so that someone in Loughton never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in South East you are.
Smaller towns like Loughton are exactly why we work online: the nearest high-street firm may be a drive away, keep office hours, and price like scarcity. Your accountant should be as close as your phone — and priced like competition exists.
Where we work around Loughton
Loughton is part of South East, in the IG10 postcode area, with Baldwin's Hill its nearest neighbour — about 0.9 miles to the north. If you're comparing local options from Loughton, it helps to see the map the way we do — one service area, no travel involved.
| Nearby | Distance from Loughton | Direction |
|---|---|---|
| Baldwin's Hill | 0.9 miles | north |
| Debden | 1.3 miles | east |
| High Beach | 1.4 miles | north-west |
| Debden Green | 1.6 miles | north-east |
| Buckhurst Hill | 1.8 miles | south-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Payroll deadlines
| Date | What happens |
|---|---|
| On or before each payday | RTI Full Payment Submission due to HMRC — every single pay run |
| 22nd of each month | PAYE and NI payment due to HMRC (19th if paying by post) |
| 31 May | P60s must be given to all employees |
| 6 Jul | P11D benefits-in-kind forms due |
Loughton payroll FAQs
I'm the only employee of my company — do I need payroll?
If you pay yourself a salary, yes — you need a PAYE scheme and RTI submissions even for one person. Director-only payroll is our most popular package at £25/mo, and we set the salary at the most tax-efficient level for you.
What is auto-enrolment and does it apply to me?
Every employer must assess staff for a workplace pension and enrol eligible employees. Even if your only staff member is you as director, you have duties to declare. We handle assessments, letters and declarations as part of the service.
Can you take over payroll mid-year?
Yes — we transfer year-to-date figures from your old provider or HMRC records and carry straight on. Your staff won't notice anything except that payslips keep arriving on time.
Do I need to visit an office in Loughton?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Loughton or anywhere else in South East.
I searched "payroll near me" — is this service really local to Loughton?
Loughton is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Loughton town centre or the edge of South East. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my payroll?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Loughton businesses ask us
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
A good accountant should be able to tell you, in plain English, what they'll do, when, and for exactly how much. Vagueness on any of the three is the tell. Everything else — size of firm, fancy office, distance from Loughton — is decoration.
Disposing of crypto — selling, swapping one coin for another, spending it — is a capital gains event, and staking or mining income is usually income. Exchanges share data with HMRC, so the tax position exists whether or not it's been calculated.
Since Section 24, individual landlords can't deduct mortgage interest as an expense — it's a 20% tax credit instead, which pushes some higher-rate landlords into surprising bills. Whether to hold property personally or through a company is now a genuine question with genuine trade-offs.
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
Directors paying themselves a salary still need a PAYE scheme and RTI submissions, even in a one-person company. It's a five-minute monthly task with software — and a recurring penalty generator without it.
Scam "HMRC" messages outnumber real ones — HMRC doesn't demand payment by gift card or threaten arrest by text. Real letters have reference numbers that we can verify directly with HMRC before anyone responds.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Loughton, message us and we'll answer against your actual numbers.
Payroll near Loughton
Recent client feedback
Verified client reviews will appear here as engagements complete. We only ever publish genuine, verifiable feedback — no purchased or invented reviews, anywhere on this site.