Small business accountants in Downham — from £65/mo, fixed.
Downham businesses shouldn't need three providers and a spreadsheet to stay compliant. One plan covers everything — bookkeeping to year-end — at a fixed monthly fee. Covering South East London including Whitefoot, Sundridge, Grove Park.
Small Business Accountants for Downham — done properly, entirely online
Established small businesses in Downham — typically £50k–£1m turnover, with or without staff — that want one provider, one fee and no compliance surprises.
What's included
- Year-end accounts and all tax filings
- Monthly bookkeeping on cloud software
- VAT and payroll where you need them
- One fixed monthly fee covering the whole compliance calendar
- Proactive flags — thresholds approaching, reliefs unclaimed, deadlines due
What Downham gets with Bohzo Accountants
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Compare our fixed small business accountants fees
| Your situation | Fixed fee |
|---|---|
| Core: accounts, tax, bookkeeping | £65/mo |
| Complete: core + VAT + payroll (up to 5) | £125/mo |
| Premium: complete + quarterly management accounts | £185/mo |
| Switching health check (one-off, refunded if you join) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around South East London still run on hourly billing, office appointments and fees you discover after the work. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Downham at fees a walk-in office can't match.
There's no office to fund in Downham and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Small Business Accountants in Downham: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Downham.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Downham as anywhere — by design
We built this service so that someone in Downham never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in South East London you are.
Being in London, Downham clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around Downham
Downham sits in the borough of Lewisham (Downham ward), BR1 postcode area. Downham clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Downham.
| Nearby | Distance from Downham | Direction |
|---|---|---|
| Whitefoot | 0.6 miles | north-west |
| Sundridge | 0.7 miles | south-east |
| Grove Park | 0.7 miles | north-east |
| Southend | 0.9 miles | west |
| Plaistow and Sundridge | 0.9 miles | south-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Downham small business accountants FAQs
What's included in the monthly fee?
Everything listed in your package, with no metering: accounts, tax, bookkeeping, and VAT/payroll on the larger plans. Questions and calls are included too — we'd rather hear about a decision before you make it than fix it after.
We already have an accountant — is switching painful?
No. You tell them you're moving; we handle professional clearance and record transfer. Most switches complete inside two weeks, and the health-check fee is refunded when you join.
Can you grow with us if we take on staff or pass the VAT threshold?
That's the design: plans step up as you add payroll, VAT or management reporting, with each change priced before it happens. You'll never discover a fee change on an invoice.
Do I need to visit an office in Downham?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Downham or anywhere else in South East London.
I searched "small business accounting near me" — is this service really local to Downham?
Downham is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Downham town centre or the edge of South East London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my small business accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Things worth knowing before your next filing
Dividends can only be paid from accumulated profits, and paperwork matters: board minutes and dividend vouchers, dated correctly. "Illegal dividends" isn't dramatic language — overdrawn payments can be reclassified, with tax consequences, if the profits weren't there.
If a return is late because HMRC asked for one you don't actually need, it can sometimes be withdrawn entirely — penalties included. And where there's a genuine reasonable excuse, appeals succeed more often than people expect. The wrong move is ignoring the letters.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
HMRC requires records to be kept for at least five years after the filing deadline for the self-employed. Digital copies count. A cloud folder or app now beats a carrier bag of paper every time — for you and for any future enquiry.
Filing early doesn't mean paying early: submit a return in May and the tax is still not due until the usual dates. Early filing buys certainty, refund speed and time to arrange payment — it costs nothing.
VAT registration becomes compulsory once your taxable turnover in any rolling 12 months passes £90,000 — and "rolling" is the word that catches people, because it's not your accounting year. Businesses in Downham growing towards that line should be watching it monthly.
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some Downham businesses it saves thousands; for others it's pure extra paperwork.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Downham, message us and we'll answer against your actual numbers.
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