Tax planning in Downe — from £249, fixed.
No schemes, no aggression — just the reliefs and allowances Parliament intended, actually used. Tax planning reviews for Downe individuals and directors at fixed fees, covering South East London including Farthing Street, Darwin, Hazelwood.
Tax Planning for Downe — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Downe who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why choose Bohzo Accountants in Downe?
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Before we touch anything for a Downe client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in South East London typically bills by the hour, meets by appointment and prices each extra question. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Downe.
There's no office to fund in Downe and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Downe: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Downe.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Downe as anywhere — by design
Downe sits in South East London (BR6), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
London clients in Downe tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Downe
Downe sits in the borough of Bromley (Darwin ward), BR6 postcode area. Wherever you are around Downe, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Downe | Direction |
|---|---|---|
| Farthing Street | 0.5 miles | north |
| Darwin | 0.7 miles | south |
| Hazelwood | 0.9 miles | east |
| Luxted | 1.0 miles | south |
| Leaves Green | 1.1 miles | north-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Downe tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Downe?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Downe or anywhere else in South East London.
I searched "tax planning near me" — is this service really local to Downe?
Downe is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Downe town centre or the edge of South East London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Downe businesses ask us
People stay with the wrong accountant for years because switching feels disruptive. In practice the profession has a standard handover process — clearance letters, copies of prior returns and working papers — and the new firm drives it, not you.
Selling online, freelancing on the side, renting out equipment — each can be a "trade" in HMRC's eyes once it's done with a profit motive. The good news: registering is straightforward, expenses become claimable, and done early it's a non-event.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
The honest answer changes with your profits. At lower profits, sole trader simplicity usually wins; as profits grow, a limited company's mix of salary and dividends, corporation tax rates and liability protection starts earning its extra admin. We run the actual numbers before recommending either.
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
The expenses rule is "wholly and exclusively" for the trade — which covers more than most people claim (proportionate home-working costs, business mileage, software subscriptions) and less than some hope (client entertaining, everyday clothing). Knowing the line is where the savings live.
Online Self Assessment returns are due by 31 January, along with any balancing payment — and HMRC's £100 penalty applies the moment the deadline passes, even if you owe nothing. Most Downe clients who come to us in January still file on time; the records just need to arrive before the last week.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Downe, message us and we'll answer against your actual numbers.
Tax Planning near Downe
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