Tax planning in Graveney — from £249, fixed.
Before year-end is when tax planning works; after is when it's archaeology. Fixed-fee planning for Graveney (SW17) — personal, director and business reviews. Also serving Tooting, Tooting Broadway, Furzedown.
Tax Planning for Graveney — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Graveney who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why Graveney businesses pick Bohzo
Before we touch anything for a Graveney client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Graveney quote low, bill by the hour and reserve the right to charge for every phone call. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Graveney at fees a walk-in office can't match.
There's no office to fund in Graveney and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Graveney: from first message to filed
A WhatsApp message from Graveney is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Graveney. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Graveney as anywhere — by design
Whether your business trades from Graveney itself or you simply live there and work everywhere, the tax rules are national — and so are we. Graveney clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
London clients in Graveney tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Graveney
Graveney sits in the borough of Wandsworth (Tooting Broadway ward), SW17 postcode area. Geography still shapes who people call, so here's Graveney's: the same fixed-fee service covers every place on this list, at the same price.
| Nearby | Distance from Graveney | Direction |
|---|---|---|
| Tooting | 0.3 miles | north-west |
| Tooting Broadway | 0.3 miles | north-west |
| Furzedown | 0.4 miles | east |
| Tooting Graveney | 0.4 miles | south-east |
| Tooting Bec | 0.7 miles | north |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Graveney tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Graveney?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Graveney or anywhere else in South London.
I searched "tax planning near me" — is this service really local to Graveney?
Graveney is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Graveney town centre or the edge of South London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
The short version of the rules that matter
Every tax bill is predictable months in advance — which makes tax the most plannable cost a business has. A separate tax savings account, fed a fixed percentage of every sale, converts January from a crisis into a transfer.
People stay with the wrong accountant for years because switching feels disruptive. In practice the profession has a standard handover process — clearance letters, copies of prior returns and working papers — and the new firm drives it, not you.
Scam "HMRC" messages outnumber real ones — HMRC doesn't demand payment by gift card or threaten arrest by text. Real letters have reference numbers that we can verify directly with HMRC before anyone responds.
Disposing of crypto — selling, swapping one coin for another, spending it — is a capital gains event, and staking or mining income is usually income. Exchanges share data with HMRC, so the tax position exists whether or not it's been calculated.
If a return is late because HMRC asked for one you don't actually need, it can sometimes be withdrawn entirely — penalties included. And where there's a genuine reasonable excuse, appeals succeed more often than people expect. The wrong move is ignoring the letters.
Since Section 24, individual landlords can't deduct mortgage interest as an expense — it's a 20% tax credit instead, which pushes some higher-rate landlords into surprising bills. Whether to hold property personally or through a company is now a genuine question with genuine trade-offs.
If you contract through your own limited company, IR35 asks whether you'd be an employee without it. For medium and large clients, the status decision is theirs; for small clients, it's still yours — and getting it wrong in either direction costs money.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Graveney, message us and we'll answer against your actual numbers.
Tax Planning near Graveney
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