Tax planning in Inverness — from £249, fixed.
Before year-end is when tax planning works; after is when it's archaeology. Fixed-fee planning for Inverness (IV1) — personal, director and business reviews. Also serving Inbhir Nis, Crown, Citadel.
Tax Planning for Inverness — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Inverness who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why choose Bohzo Accountants in Inverness?
Before we touch anything for a Inverness client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in Scotland typically bills by the hour, meets by appointment and prices each extra question. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Inverness at fees a walk-in office can't match.
There's no office to fund in Inverness and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Inverness: from first message to filed
A WhatsApp message from Inverness is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Inverness. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Inverness as anywhere — by design
We built this service so that someone in Inverness never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in Scotland you are.
A lot of our Scotland clients switched from local firms after one too many surprise invoices. The fix wasn't a cheaper local firm; it was removing the billing model that produces surprises. Fixed fees, in writing, before the work — that's the whole trick.
Where we work around Inverness
Inverness is part of Scotland, in the IV1 postcode area, with Inbhir Nis its nearest neighbour — about 0.1 miles to the north. Geography still shapes who people call, so here's Inverness's: the same fixed-fee service covers every place on this list, at the same price.
| Nearby | Distance from Inverness | Direction |
|---|---|---|
| Inbhir Nis | 0.1 miles | north |
| Crown | 0.3 miles | east |
| Citadel | 0.5 miles | north |
| Millburn | 0.6 miles | east |
| Merkinch | 0.6 miles | north-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Inverness tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Inverness?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Inverness or anywhere else in Scotland.
I searched "tax planning near me" — is this service really local to Inverness?
Inverness is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Inverness town centre or the edge of Scotland. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax notes our Inverness clients ask about most
VAT registration becomes compulsory once your taxable turnover in any rolling 12 months passes £90,000 — and "rolling" is the word that catches people, because it's not your accounting year. Businesses in Inverness growing towards that line should be watching it monthly.
Changing accountant mid-year is routine: you authorise the new firm, we write a professional clearance letter to the old one, records transfer, and HMRC authorisation moves online. Clients are usually surprised the whole thing needs almost nothing from them.
HMRC receives data directly from online platforms about sellers' income. If a side hustle has grown past the £1,000 trading allowance, coming forward first is always cheaper than being written to — penalties scale with how the disclosure starts.
The businesses that struggle with tax bills rarely have a tax problem; they have a timing problem. Knowing the bill in September instead of January — which filing early gives you for free — is the difference between planning and scrambling.
From April 2026, self-employed people and landlords with qualifying income over £50,000 move onto Making Tax Digital for Income Tax: digital records and quarterly updates to HMRC, not one annual return. The year before is the right time to get bookkeeping into shape.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some Inverness businesses it saves thousands; for others it's pure extra paperwork.
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
Company deadlines run off your accounting year end, not the tax year: corporation tax is payable nine months and one day after year end, and the CT600 return is due twelve months after. Confusingly, the payment is due before the return — a sequencing quirk that catches new directors.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Inverness, message us and we'll answer against your actual numbers.
Tax Planning near Inverness
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