Tax planning in Lincoln — from £249, fixed.
Before year-end is when tax planning works; after is when it's archaeology. Fixed-fee planning for Lincoln (LN2) — personal, director and business reviews. Also serving Brayford, New Boultham, Boultham, New.
Tax Planning for Lincoln — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Lincoln who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why choose Bohzo Accountants in Lincoln?
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Before we touch anything for a Lincoln client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in East Midlands typically bills by the hour, meets by appointment and prices each extra question. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Lincoln at fees a walk-in office can't match.
There's no office to fund in Lincoln and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Lincoln: from first message to filed
A WhatsApp message from Lincoln is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Lincoln. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Lincoln as anywhere — by design
We built this service so that someone in Lincoln never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in East Midlands you are.
A lot of our East Midlands clients switched from local firms after one too many surprise invoices. The fix wasn't a cheaper local firm; it was removing the billing model that produces surprises. Fixed fees, in writing, before the work — that's the whole trick.
Where we work around Lincoln
Lincoln is part of East Midlands, in the LN2 postcode area, with Brayford its nearest neighbour — about 0.2 miles to the west. Wherever you are around Lincoln, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Lincoln | Direction |
|---|---|---|
| Brayford | 0.2 miles | west |
| New Boultham | 0.6 miles | south-west |
| Boultham, New | 0.6 miles | south-west |
| Carholme | 1.0 miles | north-west |
| Boultham | 1.2 miles | south-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Lincoln tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Lincoln?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Lincoln or anywhere else in East Midlands.
I searched "tax planning near me" — is this service really local to Lincoln?
Lincoln is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Lincoln town centre or the edge of East Midlands. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax, briefly — the parts that affect Lincoln
Directors paying themselves a salary still need a PAYE scheme and RTI submissions, even in a one-person company. It's a five-minute monthly task with software — and a recurring penalty generator without it.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some Lincoln businesses it saves thousands; for others it's pure extra paperwork.
Scam "HMRC" messages outnumber real ones — HMRC doesn't demand payment by gift card or threaten arrest by text. Real letters have reference numbers that we can verify directly with HMRC before anyone responds.
HMRC receives data directly from online platforms about sellers' income. If a side hustle has grown past the £1,000 trading allowance, coming forward first is always cheaper than being written to — penalties scale with how the disclosure starts.
If you contract through your own limited company, IR35 asks whether you'd be an employee without it. For medium and large clients, the status decision is theirs; for small clients, it's still yours — and getting it wrong in either direction costs money.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
Company deadlines run off your accounting year end, not the tax year: corporation tax is payable nine months and one day after year end, and the CT600 return is due twelve months after. Confusingly, the payment is due before the return — a sequencing quirk that catches new directors.
Online Self Assessment returns are due by 31 January, along with any balancing payment — and HMRC's £100 penalty applies the moment the deadline passes, even if you owe nothing. Most Lincoln clients who come to us in January still file on time; the records just need to arrive before the last week.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Lincoln, message us and we'll answer against your actual numbers.
Tax Planning near Lincoln
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