Tax planning in Oswestry — from £249, fixed.
No schemes, no aggression — just the reliefs and allowances Parliament intended, actually used. Tax planning reviews for Oswestry individuals and directors at fixed fees, covering West Midlands including Coney Green, Woodside, Brogyntyn Park.
Tax Planning for Oswestry — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Oswestry who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
What Oswestry gets with Bohzo Accountants
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Oswestry to HMRC without a single appointment.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around West Midlands still run on hourly billing, office appointments and fees you discover after the work. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Oswestry at fees a walk-in office can't match.
There's no office to fund in Oswestry and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Oswestry: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Oswestry.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Oswestry as anywhere — by design
We built this service so that someone in Oswestry never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in West Midlands you are.
Smaller towns like Oswestry are exactly why we work online: the nearest high-street firm may be a drive away, keep office hours, and price like scarcity. Your accountant should be as close as your phone — and priced like competition exists.
Where we work around Oswestry
Oswestry is part of West Midlands, in the SY11 postcode area, with Coney Green its nearest neighbour — about 0.1 miles to the south-east. Oswestry clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Oswestry.
| Nearby | Distance from Oswestry | Direction |
|---|---|---|
| Coney Green | 0.1 miles | south-east |
| Woodside | 0.5 miles | north-east |
| Brogyntyn Park | 1.1 miles | north-west |
| Morda | 1.2 miles | south |
| Weston | 1.4 miles | south |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Oswestry tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Oswestry?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Oswestry or anywhere else in West Midlands.
I searched "tax planning near me" — is this service really local to Oswestry?
Oswestry is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Oswestry town centre or the edge of West Midlands. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax notes our Oswestry clients ask about most
HMRC requires records to be kept for at least five years after the filing deadline for the self-employed. Digital copies count. A cloud folder or app now beats a carrier bag of paper every time — for you and for any future enquiry.
If a return is late because HMRC asked for one you don't actually need, it can sometimes be withdrawn entirely — penalties included. And where there's a genuine reasonable excuse, appeals succeed more often than people expect. The wrong move is ignoring the letters.
Scam "HMRC" messages outnumber real ones — HMRC doesn't demand payment by gift card or threaten arrest by text. Real letters have reference numbers that we can verify directly with HMRC before anyone responds.
From April 2026, self-employed people and landlords with qualifying income over £50,000 move onto Making Tax Digital for Income Tax: digital records and quarterly updates to HMRC, not one annual return. The year before is the right time to get bookkeeping into shape.
Every year a wave of returns gets filed in the final days of January. It works, but it's the most expensive way to do it: no time to check for missed reliefs, and any tax due lands as one surprise. Sending your records early — even unsorted — is the single best gift you can give your January self.
Dividends can only be paid from accumulated profits, and paperwork matters: board minutes and dividend vouchers, dated correctly. "Illegal dividends" isn't dramatic language — overdrawn payments can be reclassified, with tax consequences, if the profits weren't there.
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
Selling a rental property triggers capital gains tax with a tight reporting window — UK residential sales must be reported and the tax paid within 60 days of completion. It's one of the easiest deadlines in the whole system to miss, and one of the most penalised.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Oswestry, message us and we'll answer against your actual numbers.
Tax Planning near Oswestry
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