Accountants in Claddach
From Self Assessment to year-end accounts, we serve Claddach and the wider Scotland area at published fixed fees. Everything is done online — no appointments, no office queues, no hourly billing.
Accounting services in Claddach
What Claddach gets with Bohzo Accountants
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Online accountants vs the high street
Traditional firms around Scotland still run on hourly billing, office appointments and fees you discover after the work. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Claddach pays the same as everywhere else.
There's no office to fund in Claddach and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Where we work around Claddach
Claddach is part of Scotland, with Port na h-Abhainne its nearest neighbour — about 0.8 miles to the south-east. Claddach clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Claddach.
| Nearby | Distance from Claddach | Direction |
|---|---|---|
| Port na h-Abhainne | 0.8 miles | south-east |
| Portnahaven | 0.8 miles | south-east |
| Bun Othan | 1.1 miles | south-east |
| Port Wemyss | 1.1 miles | south-east |
| Ellister | 2.5 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Accountants in Claddach: FAQs
Do you have an office in Claddach?
No — and that's deliberate. We're online accountants serving Claddach and the whole UK: records travel through our secure portal or WhatsApp, filings go to HMRC electronically, and the savings on premises show up in our fixed fees.
Which accounting services are available in Claddach?
All our core services are available in Claddach: Self Assessment, limited company accounts, bookkeeping, VAT, payroll, corporation tax, sole trader accounts and company formation — each at a fixed fee. Specialist services are available on request.
I searched "accountant near me" — do you actually cover Claddach?
Yes — Claddach is fully covered. We're online accountants, so "near" works differently: no office to drive to, but same-day responses, filings handled for Claddach businesses every week, and local detail like Scotland deadlines and postcodes built into how we work. For most people that beats an office across town they'd visit once a year.
How quickly can you start?
Usually the same week. Message us on WhatsApp, get your fixed quote in writing, complete online onboarding (including the identity checks UK accountants must run), and send your records — most engagements start within days.
How do your fixed fees work?
Every job is quoted as one fixed price in writing before work starts, and that price never changes mid-job. No hourly billing, no surprise invoices — if something extra comes up, it gets its own quote first.
The short version of the rules that matter
CIS deduction statements go missing constantly — contractors change, emails vanish. HMRC's records can fill some gaps, but the fastest refunds belong to subcontractors who keep every monthly statement. If you're in construction around Claddach, that one habit is worth real money.
The best time to switch is after a filing, but it works at any point in the year. What matters is not letting a looming deadline stop you: a new firm can usually pick up an in-flight year faster than you'd think.
Can't pay the bill by the deadline? File anyway. Filing and payment are penalised separately, and HMRC's Time to Pay arrangements can spread the bill — but only once the return is in. Not filing because you can't pay turns one problem into two.
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
Selling a rental property triggers capital gains tax with a tight reporting window — UK residential sales must be reported and the tax paid within 60 days of completion. It's one of the easiest deadlines in the whole system to miss, and one of the most penalised.
Every year a wave of returns gets filed in the final days of January. It works, but it's the most expensive way to do it: no time to check for missed reliefs, and any tax due lands as one surprise. Sending your records early — even unsorted — is the single best gift you can give your January self.
The best salary-dividend mix moves with each year's thresholds and your other income. Setting it once in April — rather than guessing through the year — is one of the simplest pieces of planning a director can do.
The £90,000 VAT threshold is measured over any 12-month rolling window, so a strong few months can tip you over mid-year. There's a 30-day window to register once you cross it; miss that and HMRC can backdate the liability to when you should have registered.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Claddach, message us and we'll answer against your actual numbers.
Recent client feedback
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