Accountants in Cleave
From Self Assessment to year-end accounts, we serve Cleave and the wider South West area at published fixed fees. Everything is done online — no appointments, no office queues, no hourly billing.
Accounting services in Cleave
Why Cleave businesses pick Bohzo
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Online accountants vs the high street
Most local firms near Cleave quote low, bill by the hour and reserve the right to charge for every phone call. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Cleave.
There's no office to fund in Cleave and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Where we work around Cleave
Cleave is part of South West, with Coombe its nearest neighbour — about 0.5 miles to the south-east. If you're comparing local options from Cleave, it helps to see the map the way we do — one service area, no travel involved.
| Nearby | Distance from Cleave | Direction |
|---|---|---|
| Coombe | 0.5 miles | south-east |
| Woodford | 1.0 miles | north-east |
| Lower Woodford | 1.2 miles | north-east |
| Woodford, Lower | 1.2 miles | north-east |
| Lee | 1.4 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Accountants in Cleave: FAQs
Do you have an office in Cleave?
No — and that's deliberate. We're online accountants serving Cleave and the whole UK: records travel through our secure portal or WhatsApp, filings go to HMRC electronically, and the savings on premises show up in our fixed fees.
Which accounting services are available in Cleave?
All our core services are available in Cleave: Self Assessment, limited company accounts, bookkeeping, VAT, payroll, corporation tax, sole trader accounts and company formation — each at a fixed fee. Specialist services are available on request.
I searched "accountant near me" — do you actually cover Cleave?
Yes — Cleave is fully covered. We're online accountants, so "near" works differently: no office to drive to, but same-day responses, filings handled for Cleave businesses every week, and local detail like South West deadlines and postcodes built into how we work. For most people that beats an office across town they'd visit once a year.
How quickly can you start?
Usually the same week. Message us on WhatsApp, get your fixed quote in writing, complete online onboarding (including the identity checks UK accountants must run), and send your records — most engagements start within days.
How do your fixed fees work?
Every job is quoted as one fixed price in writing before work starts, and that price never changes mid-job. No hourly billing, no surprise invoices — if something extra comes up, it gets its own quote first.
The short version of the rules that matter
HMRC runs nudge-letter campaigns to crypto holders based on exchange data. If there are undeclared gains in past years, a voluntary disclosure is dramatically cheaper than waiting for the letter — penalties are scaled to cooperation.
The trading allowance means up to £1,000 of gross side income per year can be tax-free with no return needed. Above that, registration and reporting kick in — and platforms now report seller data to HMRC, so "under the radar" isn't a strategy any more.
Limited companies in CIS reclaim differently to sole traders — through payroll or the company tax return rather than Self Assessment. Plenty of construction companies sit on refundable deductions without realising; a quick review of the CIS position often pays for itself immediately.
Status under IR35 turns on the reality of the engagement: control, substitution, mutuality of obligation. Contracts matter, but working practices matter more. A written status assessment for each engagement is cheap insurance.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
Self Assessment lateness is priced in stages: £100 immediately, daily £10 penalties after three months (up to £900), then percentage-based charges at six and twelve months — all separate from interest on unpaid tax. The curve is designed to reward filing sooner, whatever the state of your records.
Every tax bill is predictable months in advance — which makes tax the most plannable cost a business has. A separate tax savings account, fed a fixed percentage of every sale, converts January from a crisis into a transfer.
If you're a sole trader or landlord anywhere near the £50,000 income mark, Making Tax Digital will change your filing rhythm from 2026: four digital updates a year plus a final declaration. Clients who move their records to software early find the transition a non-event.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Cleave, message us and we'll answer against your actual numbers.
Recent client feedback
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