Accountants in Fowey
Fixed-fee accounting for Fowey, handled entirely online: tax returns, company accounts, bookkeeping, VAT and payroll — with nearby Tower Park, Bodinnick, Lescrow on the same service. Pick a service below to see fees and what's included.
Accounting services in Fowey
Why choose Bohzo Accountants in Fowey?
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Before we touch anything for a Fowey client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Online accountants vs the high street
A high-street accountant in South West typically bills by the hour, meets by appointment and prices each extra question. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Fowey.
There's no office to fund in Fowey and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Where we work around Fowey
Fowey is part of South West, in the PL23 postcode area, with Tower Park its nearest neighbour — about 0.5 miles to the south-west. Fowey clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Fowey.
| Nearby | Distance from Fowey | Direction |
|---|---|---|
| Tower Park | 0.5 miles | south-west |
| Bodinnick | 0.5 miles | north-east |
| Lescrow | 0.6 miles | north-west |
| Readymoney | 0.6 miles | south-west |
| Polruan | 0.7 miles | south-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Accountants in Fowey: FAQs
Do you have an office in Fowey?
No — and that's deliberate. We're online accountants serving Fowey and the whole UK: records travel through our secure portal or WhatsApp, filings go to HMRC electronically, and the savings on premises show up in our fixed fees.
Which accounting services are available in Fowey?
All our core services are available in Fowey: Self Assessment, limited company accounts, bookkeeping, VAT, payroll, corporation tax, sole trader accounts and company formation — each at a fixed fee. Specialist services are available on request.
I searched "accountant near me" — do you actually cover Fowey?
Yes — Fowey is fully covered. We're online accountants, so "near" works differently: no office to drive to, but same-day responses, filings handled for Fowey businesses every week, and local detail like South West deadlines and postcodes built into how we work. For most people that beats an office across town they'd visit once a year.
How quickly can you start?
Usually the same week. Message us on WhatsApp, get your fixed quote in writing, complete online onboarding (including the identity checks UK accountants must run), and send your records — most engagements start within days.
How do your fixed fees work?
Every job is quoted as one fixed price in writing before work starts, and that price never changes mid-job. No hourly billing, no surprise invoices — if something extra comes up, it gets its own quote first.
Tax, briefly — the parts that affect Fowey
If you're a sole trader or landlord anywhere near the £50,000 income mark, Making Tax Digital will change your filing rhythm from 2026: four digital updates a year plus a final declaration. Clients who move their records to software early find the transition a non-event.
The businesses that struggle with tax bills rarely have a tax problem; they have a timing problem. Knowing the bill in September instead of January — which filing early gives you for free — is the difference between planning and scrambling.
Self Assessment lateness is priced in stages: £100 immediately, daily £10 penalties after three months (up to £900), then percentage-based charges at six and twelve months — all separate from interest on unpaid tax. The curve is designed to reward filing sooner, whatever the state of your records.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
The tax-free dividend allowance is down to £500, so almost any director taking dividends now pays some dividend tax — and needs a Self Assessment return to report it. The classic small-salary-plus-dividends strategy still works; it just needs actual planning rather than folklore.
The first tax bill is the hardest because it can arrive with payments on account attached — up to 150% of the year's tax in one go. New businesses that save a quarter to a third of profits from day one never feel it.
The expenses rule is "wholly and exclusively" for the trade — which covers more than most people claim (proportionate home-working costs, business mileage, software subscriptions) and less than some hope (client entertaining, everyday clothing). Knowing the line is where the savings live.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Fowey, message us and we'll answer against your actual numbers.
Recent client feedback
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