Accountants in Oban
Fixed-fee accounting for Oban, handled entirely online: tax returns, company accounts, bookkeeping, VAT and payroll — with nearby Soroba, Glencruitten, Lower Soroba on the same service. Pick a service below to see fees and what's included.
What Oban gets with Bohzo Accountants
Before we touch anything for a Oban client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Online accountants vs the high street
Traditional firms around Scotland still run on hourly billing, office appointments and fees you discover after the work. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Oban pays the same as everywhere else.
There's no office to fund in Oban and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Where we work around Oban
Oban is part of Scotland, in the PA34 postcode area, with Soroba its nearest neighbour — about 0.7 miles to the south-east. If you're comparing local options from Oban, it helps to see the map the way we do — one service area, no travel involved.
| Nearby | Distance from Oban | Direction |
|---|---|---|
| Soroba | 0.7 miles | south-east |
| Glencruitten | 0.8 miles | east |
| Lower Soroba | 0.8 miles | south |
| Dunbeg | 2.6 miles | north-east |
| Kilmore | 3.1 miles | south-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Accountants in Oban: FAQs
Do you have an office in Oban?
No — and that's deliberate. We're online accountants serving Oban and the whole UK: records travel through our secure portal or WhatsApp, filings go to HMRC electronically, and the savings on premises show up in our fixed fees.
Which accounting services are available in Oban?
All our core services are available in Oban: Self Assessment, limited company accounts, bookkeeping, VAT, payroll, corporation tax, sole trader accounts and company formation — each at a fixed fee. Specialist services are available on request.
I searched "accountant near me" — do you actually cover Oban?
Yes — Oban is fully covered. We're online accountants, so "near" works differently: no office to drive to, but same-day responses, filings handled for Oban businesses every week, and local detail like Scotland deadlines and postcodes built into how we work. For most people that beats an office across town they'd visit once a year.
How quickly can you start?
Usually the same week. Message us on WhatsApp, get your fixed quote in writing, complete online onboarding (including the identity checks UK accountants must run), and send your records — most engagements start within days.
How do your fixed fees work?
Every job is quoted as one fixed price in writing before work starts, and that price never changes mid-job. No hourly billing, no surprise invoices — if something extra comes up, it gets its own quote first.
Tax, briefly — the parts that affect Oban
Plenty of people incorporate too early because it "sounds established", then pay for accounts, confirmation statements and payroll they didn't need. The switch pays for itself at the right profit level — the trick is knowing yours.
A limited company juggles two regulators: Companies House wants accounts within nine months of year end, HMRC wants corporation tax paid at nine months and a day. Same starting point, different documents — and late filing penalties at Companies House escalate automatically and are rarely cancelled.
The first hire brings PAYE registration, Real Time Information submissions every payday, workplace pension auto-enrolment and payslips that must be right. It's all completely manageable — as a monthly routine run by software, not a monthly crisis.
If you contract through your own limited company, IR35 asks whether you'd be an employee without it. For medium and large clients, the status decision is theirs; for small clients, it's still yours — and getting it wrong in either direction costs money.
HMRC receives data directly from online platforms about sellers' income. If a side hustle has grown past the £1,000 trading allowance, coming forward first is always cheaper than being written to — penalties scale with how the disclosure starts.
Most HMRC letters are routine — a statement, a code change, a reminder. The rule is simple: never ignore one, and never panic over one. Forwarded to your accountant the day it arrives, almost every letter is a five-minute job.
The capital gains annual exempt amount has shrunk to £3,000, which pulls far more ordinary disposals — shares, crypto, second properties — into reporting territory. Gains that once fell under the allowance now need a return, even when the tax due is modest.
The £90,000 VAT threshold is measured over any 12-month rolling window, so a strong few months can tip you over mid-year. There's a 30-day window to register once you cross it; miss that and HMRC can backdate the liability to when you should have registered.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Oban, message us and we'll answer against your actual numbers.
Recent client feedback
Verified client reviews will appear here as engagements complete. We only ever publish genuine, verifiable feedback — no purchased or invented reviews, anywhere on this site.