Contractor accountants in Catford South — from £75/mo, fixed.
From first contract to portfolio career, we run the company side for Catford South (SE6) contractors: everything filed, salary and dividends optimised, IR35 watched. Also serving Whitefoot, Catford, Rushey Green.
Contractor Accountants for Catford South — done properly, entirely online
IT, engineering, finance and interim contractors in Catford South working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why Catford South businesses pick Bohzo
Before we touch anything for a Catford South client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Catford South quote low, bill by the hour and reserve the right to charge for every phone call. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Catford South.
There's no office to fund in Catford South and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Catford South: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Catford South.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Catford South as anywhere — by design
Whether your business trades from Catford South itself or you simply live there and work everywhere, the tax rules are national — and so are we. Catford South clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
London clients in Catford South tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Catford South
Catford South sits in the borough of Lewisham (Catford South ward), SE6 postcode area. Geography still shapes who people call, so here's Catford South's: the same fixed-fee service covers every place on this list, at the same price.
| Nearby | Distance from Catford South | Direction |
|---|---|---|
| Whitefoot | 0.6 miles | south-east |
| Catford | 0.6 miles | north-west |
| Rushey Green | 0.7 miles | north-west |
| Southend | 0.8 miles | south |
| Hither Green | 0.8 miles | north |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Catford South contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Catford South?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Catford South or anywhere else in South East London.
I searched "contractor accounting near me" — is this service really local to Catford South?
Catford South is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Catford South town centre or the edge of South East London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax notes our Catford South clients ask about most
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
If you contract through your own limited company, IR35 asks whether you'd be an employee without it. For medium and large clients, the status decision is theirs; for small clients, it's still yours — and getting it wrong in either direction costs money.
If you're a sole trader or landlord anywhere near the £50,000 income mark, Making Tax Digital will change your filing rhythm from 2026: four digital updates a year plus a final declaration. Clients who move their records to software early find the transition a non-event.
The honest answer changes with your profits. At lower profits, sole trader simplicity usually wins; as profits grow, a limited company's mix of salary and dividends, corporation tax rates and liability protection starts earning its extra admin. We run the actual numbers before recommending either.
Limited companies in CIS reclaim differently to sole traders — through payroll or the company tax return rather than Self Assessment. Plenty of construction companies sit on refundable deductions without realising; a quick review of the CIS position often pays for itself immediately.
HMRC runs nudge-letter campaigns to crypto holders based on exchange data. If there are undeclared gains in past years, a voluntary disclosure is dramatically cheaper than waiting for the letter — penalties are scaled to cooperation.
The expenses rule is "wholly and exclusively" for the trade — which covers more than most people claim (proportionate home-working costs, business mileage, software subscriptions) and less than some hope (client entertaining, everyday clothing). Knowing the line is where the savings live.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Catford South, message us and we'll answer against your actual numbers.
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