Contractor accountants in Coldharbour — from £75/mo, fixed.
Contracting through a limited company in Coldharbour? One fixed monthly fee covers the lot — accounts, payroll, dividends, corporation tax — with IR35 guidance built in, not bolted on. Serving contractors across Coldharbour and nearby Coldharbour and New Eltham, New Eltham, Mottingham and Chislehurst North.
Contractor Accountants for Coldharbour — done properly, entirely online
IT, engineering, finance and interim contractors in Coldharbour working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why choose Bohzo Accountants in Coldharbour?
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in South East London typically bills by the hour, meets by appointment and prices each extra question. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Coldharbour.
There's no office to fund in Coldharbour and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Coldharbour: from first message to filed
A WhatsApp message from Coldharbour is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Coldharbour. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Coldharbour as anywhere — by design
Coldharbour sits in South East London (SE9), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
London clients in Coldharbour tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Coldharbour
Coldharbour sits in the borough of Greenwich (Mottingham, Coldharbour & New Eltham ward), SE9 postcode area. Wherever you are around Coldharbour, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Coldharbour | Direction |
|---|---|---|
| Coldharbour and New Eltham | 0.2 miles | north |
| New Eltham | 0.6 miles | north-east |
| Mottingham and Chislehurst North | 0.7 miles | west |
| Mottingham | 0.8 miles | north-west |
| Chislehurst West | 0.8 miles | south-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Coldharbour contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Coldharbour?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Coldharbour or anywhere else in South East London.
I searched "contractor accounting near me" — is this service really local to Coldharbour?
Coldharbour is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Coldharbour town centre or the edge of South East London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Coldharbour businesses ask us
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
HMRC runs nudge-letter campaigns to crypto holders based on exchange data. If there are undeclared gains in past years, a voluntary disclosure is dramatically cheaper than waiting for the letter — penalties are scaled to cooperation.
Auto-enrolment applies from the first eligible employee: assess, enrol, contribute, declare. The Pensions Regulator does check, and the fines for ignoring it are out of proportion to how simple compliance actually is.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
The expenses rule is "wholly and exclusively" for the trade — which covers more than most people claim (proportionate home-working costs, business mileage, software subscriptions) and less than some hope (client entertaining, everyday clothing). Knowing the line is where the savings live.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
Online Self Assessment returns are due by 31 January, along with any balancing payment — and HMRC's £100 penalty applies the moment the deadline passes, even if you owe nothing. Most Coldharbour clients who come to us in January still file on time; the records just need to arrive before the last week.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Coldharbour, message us and we'll answer against your actual numbers.
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