Contractor accountants in Derry — from £75/mo, fixed.
IR35-aware contractor accounting for Derry: we keep your company compliant, your drawings optimal and your engagements assessed — for a fixed monthly fee with no surprises. Covering Northern Ireland including Eglinton, Ballykelly, Strabane.
Contractor Accountants for Derry — done properly, entirely online
IT, engineering, finance and interim contractors in Derry working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why Derry businesses pick Bohzo
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Derry to HMRC without a single appointment.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Derry quote low, bill by the hour and reserve the right to charge for every phone call. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Derry at fees a walk-in office can't match.
There's no office to fund in Derry and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Derry: from first message to filed
WhatsApp or the enquiry form — describe what you need and roughly what your records look like. Two minutes.
You get one written fixed price before anything begins — and if your case is unusual, we price that honestly up front.
Onboarding is a phone job: verify identity, sign the engagement letter, upload records. Nothing needs you to leave Derry.
You review everything first. Then it goes to HMRC electronically and you get confirmation immediately.
The same service in Derry as anywhere — by design
Derry sits in Northern Ireland (BT48), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
Smaller towns like Derry are exactly why we work online: the nearest high-street firm may be a drive away, keep office hours, and price like scarcity. Your accountant should be as close as your phone — and priced like competition exists.
Where we work around Derry
Derry is part of Northern Ireland, in the BT48 postcode area, with Eglinton its nearest neighbour — about 5.2 miles to the east. If you're comparing local options from Derry, it helps to see the map the way we do — one service area, no travel involved.
| Nearby | Distance from Derry | Direction |
|---|---|---|
| Eglinton | 5.2 miles | east |
| Ballykelly | 12 miles | east |
| Strabane | 13 miles | south-west |
| Limavady | 15 miles | east |
| Sion Mills | 16 miles | south-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Derry contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Derry?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Derry or anywhere else in Northern Ireland.
I searched "contractor accounting near me" — is this service really local to Derry?
Derry is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Derry town centre or the edge of Northern Ireland. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
The short version of the rules that matter
Dividends can only be paid from accumulated profits, and paperwork matters: board minutes and dividend vouchers, dated correctly. "Illegal dividends" isn't dramatic language — overdrawn payments can be reclassified, with tax consequences, if the profits weren't there.
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
Receipts win arguments. HMRC doesn't demand a shoebox of paper any more — photos in an app are fine — but every deduction needs evidence behind it. A ten-minute weekly habit beats a January archaeology dig, every time.
Since Section 24, individual landlords can't deduct mortgage interest as an expense — it's a 20% tax credit instead, which pushes some higher-rate landlords into surprising bills. Whether to hold property personally or through a company is now a genuine question with genuine trade-offs.
Selling online, freelancing on the side, renting out equipment — each can be a "trade" in HMRC's eyes once it's done with a profit motive. The good news: registering is straightforward, expenses become claimable, and done early it's a non-event.
Directors paying themselves a salary still need a PAYE scheme and RTI submissions, even in a one-person company. It's a five-minute monthly task with software — and a recurring penalty generator without it.
Every tax bill is predictable months in advance — which makes tax the most plannable cost a business has. A separate tax savings account, fed a fixed percentage of every sale, converts January from a crisis into a transfer.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Derry, message us and we'll answer against your actual numbers.
Contractor Accountants near Derry
Contractor Accountants in popular locations
Recent client feedback
Verified client reviews will appear here as engagements complete. We only ever publish genuine, verifiable feedback — no purchased or invented reviews, anywhere on this site.