Contractor accountants in South Croydon — from £75/mo, fixed.
IR35-aware contractor accounting for South Croydon: we keep your company compliant, your drawings optimal and your engagements assessed — for a fixed monthly fee with no surprises. Covering South London including Croham, Fairfield, Croydon.
Contractor Accountants for South Croydon — done properly, entirely online
IT, engineering, finance and interim contractors in South Croydon working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why choose Bohzo Accountants in South Croydon?
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — South Croydon to HMRC without a single appointment.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
A high-street accountant in South London typically bills by the hour, meets by appointment and prices each extra question. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in South Croydon.
There's no office to fund in South Croydon and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in South Croydon: from first message to filed
A WhatsApp message from South Croydon is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in South Croydon. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in South Croydon as anywhere — by design
We built this service so that someone in South Croydon never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in South London you are.
Being in London, South Croydon clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around South Croydon
South Croydon sits in the borough of Croydon (South Croydon ward), CR2 postcode area. South Croydon clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from South Croydon.
| Nearby | Distance from South Croydon | Direction |
|---|---|---|
| Croham | 0.6 miles | south |
| Fairfield | 0.6 miles | north-east |
| Croydon | 0.7 miles | north-west |
| Croydon Town Centre | 0.7 miles | north |
| East Croydon | 0.9 miles | north |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
South Croydon contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in South Croydon?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in South Croydon or anywhere else in South London.
I searched "contractor accounting near me" — is this service really local to South Croydon?
South Croydon is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in South Croydon town centre or the edge of South London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax, briefly — the parts that affect South Croydon
Self Assessment lateness is priced in stages: £100 immediately, daily £10 penalties after three months (up to £900), then percentage-based charges at six and twelve months — all separate from interest on unpaid tax. The curve is designed to reward filing sooner, whatever the state of your records.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
The businesses that struggle with tax bills rarely have a tax problem; they have a timing problem. Knowing the bill in September instead of January — which filing early gives you for free — is the difference between planning and scrambling.
Rental profits need reporting once they're more than trivial, and the rules differ for furnished holiday lets, rent-a-room and ordinary lets. Landlords are also in the first wave of Making Tax Digital — property income counts towards the £50,000 threshold.
The honest answer changes with your profits. At lower profits, sole trader simplicity usually wins; as profits grow, a limited company's mix of salary and dividends, corporation tax rates and liability protection starts earning its extra admin. We run the actual numbers before recommending either.
Limited companies in CIS reclaim differently to sole traders — through payroll or the company tax return rather than Self Assessment. Plenty of construction companies sit on refundable deductions without realising; a quick review of the CIS position often pays for itself immediately.
Compare accountants on the things that bite later: is the fee fixed and written down, what exactly is included, who does the work, how fast do they answer in January. Proximity to South Croydon stopped being the differentiator the day filings went electronic.
Company deadlines run off your accounting year end, not the tax year: corporation tax is payable nine months and one day after year end, and the CT600 return is due twelve months after. Confusingly, the payment is due before the return — a sequencing quirk that catches new directors.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in South Croydon, message us and we'll answer against your actual numbers.
Contractor Accountants near South Croydon
Contractor Accountants in popular locations
Recent client feedback
Verified client reviews will appear here as engagements complete. We only ever publish genuine, verifiable feedback — no purchased or invented reviews, anywhere on this site.