Contractor accountants in Thornton Heath — from £75/mo, fixed.
IR35-aware contractor accounting for Thornton Heath: we keep your company compliant, your drawings optimal and your engagements assessed — for a fixed monthly fee with no surprises. Covering South London including Bensham Manor, Selhurst, South Norwood.
Contractor Accountants for Thornton Heath — done properly, entirely online
IT, engineering, finance and interim contractors in Thornton Heath working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why Thornton Heath businesses pick Bohzo
We track every HMRC and Companies House date that applies to you, so you don't have to.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Thornton Heath to HMRC without a single appointment.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Thornton Heath quote low, bill by the hour and reserve the right to charge for every phone call. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Thornton Heath pays the same as everywhere else.
There's no office to fund in Thornton Heath and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Thornton Heath: from first message to filed
Start with a message — no forms, no phone queue. Tell us what needs doing and we take it from there.
One fixed price before any work starts. Complex case? We say so now, not on the invoice.
The legal bits — ID verification, engagement letter — happen online in minutes, then your records come in via the portal or WhatsApp.
We prepare, you check and approve, we submit — and you get the HMRC confirmation the same day it's filed.
The same service in Thornton Heath as anywhere — by design
Thornton Heath sits in South London (CR7), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
London clients in Thornton Heath tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Thornton Heath
Thornton Heath sits in the borough of Croydon (Thornton Heath ward), CR7 postcode area. Wherever you are around Thornton Heath, the numbers below are why "near me" matters less than it used to — every place in the list gets the same service, the same day.
| Nearby | Distance from Thornton Heath | Direction |
|---|---|---|
| Bensham Manor | 0.4 miles | west |
| Selhurst | 0.8 miles | south-east |
| South Norwood | 0.9 miles | east |
| West Thornton | 1.0 miles | south-west |
| Norwood Junction | 1.0 miles | east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Thornton Heath contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Thornton Heath?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Thornton Heath or anywhere else in South London.
I searched "contractor accounting near me" — is this service really local to Thornton Heath?
Thornton Heath is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Thornton Heath town centre or the edge of South London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
The short version of the rules that matter
Can't pay the bill by the deadline? File anyway. Filing and payment are penalised separately, and HMRC's Time to Pay arrangements can spread the bill — but only once the return is in. Not filing because you can't pay turns one problem into two.
CIS deduction statements go missing constantly — contractors change, emails vanish. HMRC's records can fill some gaps, but the fastest refunds belong to subcontractors who keep every monthly statement. If you're in construction around Thornton Heath, that one habit is worth real money.
The businesses that find January easy are the ones whose bookkeeping happened all year — automatically. Modern software matches bank transactions, files receipts photographed on a phone, and leaves nothing to reconstruct from memory in the new year.
Plenty of people incorporate too early because it "sounds established", then pay for accounts, confirmation statements and payroll they didn't need. The switch pays for itself at the right profit level — the trick is knowing yours.
Since Section 24, individual landlords can't deduct mortgage interest as an expense — it's a 20% tax credit instead, which pushes some higher-rate landlords into surprising bills. Whether to hold property personally or through a company is now a genuine question with genuine trade-offs.
Ask any prospective accountant two questions: "what's included in the fee?" and "what costs extra?" The quality of those two answers predicts the whole relationship.
MTD for Income Tax starts with the £50,000+ income group in April 2026, with lower bands following. Quarterly digital updates sound worse than they are — with software doing the bookkeeping, the quarters largely take care of themselves.
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Thornton Heath, message us and we'll answer against your actual numbers.
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