Contractor accountants in Tower of London — from £75/mo, fixed.
From first contract to portfolio career, we run the company side for Tower of London (EC3N) contractors: everything filed, salary and dividends optimised, IR35 watched. Also serving Tower Hill, Tower, Billingsgate.
Contractor Accountants for Tower of London — done properly, entirely online
IT, engineering, finance and interim contractors in Tower of London working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
Why Tower of London businesses pick Bohzo
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Before we touch anything for a Tower of London client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Tower of London quote low, bill by the hour and reserve the right to charge for every phone call. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason Tower of London pays the same as everywhere else.
There's no office to fund in Tower of London and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Tower of London: from first message to filed
A WhatsApp message from Tower of London is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Tower of London. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Tower of London as anywhere — by design
Whether your business trades from Tower of London itself or you simply live there and work everywhere, the tax rules are national — and so are we. Tower of London clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
Being in London, Tower of London clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around Tower of London
Tower of London sits in the borough of Tower Hamlets (St Katharine's & Wapping ward), EC3N postcode area. Tower of London clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Tower of London.
| Nearby | Distance from Tower of London | Direction |
|---|---|---|
| Tower Hill | 0.2 miles | north |
| Tower | 0.2 miles | north |
| Billingsgate | 0.3 miles | west |
| Fenchurch Street | 0.4 miles | north-west |
| Portsoken | 0.4 miles | north |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Tower of London contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Tower of London?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Tower of London or anywhere else in Central London.
I searched "contractor accounting near me" — is this service really local to Tower of London?
Tower of London is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Tower of London town centre or the edge of Central London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Tower of London businesses ask us
Miss 31 January and the £100 fine is automatic; three months later daily penalties start. If you're behind on a return, the maths almost always favours filing quickly over waiting — penalties grow on a timetable, and HMRC charges interest either way.
The capital gains annual exempt amount has shrunk to £3,000, which pulls far more ordinary disposals — shares, crypto, second properties — into reporting territory. Gains that once fell under the allowance now need a return, even when the tax due is modest.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
New companies often have a long first accounting period, which can mean two corporation tax returns for one set of accounts. It's normal, but it's exactly the kind of thing that's cheaper to get right first time than to unpick.
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
Plenty of people incorporate too early because it "sounds established", then pay for accounts, confirmation statements and payroll they didn't need. The switch pays for itself at the right profit level — the trick is knowing yours.
Every tax bill is predictable months in advance — which makes tax the most plannable cost a business has. A separate tax savings account, fed a fixed percentage of every sale, converts January from a crisis into a transfer.
Since Section 24, individual landlords can't deduct mortgage interest as an expense — it's a 20% tax credit instead, which pushes some higher-rate landlords into surprising bills. Whether to hold property personally or through a company is now a genuine question with genuine trade-offs.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Tower of London, message us and we'll answer against your actual numbers.
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