Tax planning in St Paul's — from £249, fixed.
Before year-end is when tax planning works; after is when it's archaeology. Fixed-fee planning for St Paul's (EC4M) — personal, director and business reviews. Also serving Bread Street, Ludgate Hill, Mansion House.
Tax Planning for St Paul's — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in St Paul's who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why St Paul's businesses pick Bohzo
Secure portal and WhatsApp — no office visits, no printing, no waiting rooms.
Quote first, work second: one written price that can't drift, however many questions you ask along the way.
Self Assessment, VAT quarters, accounts, confirmation statements — each deadline is tracked and chased by us, well before it's close.
We're Bohzo Ltd (Company No. 15031604) — a registered UK company you can look up, not an anonymous website.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near St Paul's quote low, bill by the hour and reserve the right to charge for every phone call. Our model inverts that: the fee is fixed and written down before work begins, questions are part of the service rather than billable events, and everything happens online — the reason St Paul's pays the same as everywhere else.
There's no office to fund in St Paul's and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in St Paul's: from first message to filed
A WhatsApp message from St Paul's is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in St Paul's. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in St Paul's as anywhere — by design
St Paul's sits in Central London (EC4M), and like everywhere we serve, it gets the identical service and fee as central London — because nothing about our work depends on where you are. What matters is your situation, your records and your deadlines; all three travel over WhatsApp just fine.
Being in London, St Paul's clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around St Paul's
St Paul's sits in the borough of City of London (Castle Baynard ward), EC4M postcode area. St Paul's clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from St Paul's.
| Nearby | Distance from St Paul's | Direction |
|---|---|---|
| Bread Street | 0.0 miles | east |
| Ludgate Hill | 0.2 miles | west |
| Mansion House | 0.2 miles | south-east |
| Cheap | 0.2 miles | north-east |
| Old Bailey | 0.2 miles | north-west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
St Paul's tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in St Paul's?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in St Paul's or anywhere else in Central London.
I searched "tax planning near me" — is this service really local to St Paul's?
St Paul's is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in St Paul's town centre or the edge of Central London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax, briefly — the parts that affect St Paul's
The July payment on account is the forgotten deadline: no return is due, but money often is. We diary it for every client it applies to, because HMRC charges interest from the day it's late even though nothing was "filed" late.
Every tax bill is predictable months in advance — which makes tax the most plannable cost a business has. A separate tax savings account, fed a fixed percentage of every sale, converts January from a crisis into a transfer.
The best salary-dividend mix moves with each year's thresholds and your other income. Setting it once in April — rather than guessing through the year — is one of the simplest pieces of planning a director can do.
MTD for Income Tax starts with the £50,000+ income group in April 2026, with lower bands following. Quarterly digital updates sound worse than they are — with software doing the bookkeeping, the quarters largely take care of themselves.
Crypto traders rack up hundreds of taxable events without noticing, because every swap counts as a disposal. Specialist software plus the pooling rules turns the mess into a number; guessing does not.
Register with HMRC by the 5 October after your first tax year of trading, open a separate business account, and put a fixed slice of every payment aside for tax. Do those three things and your first January will be boring — the good kind.
Changing accountant mid-year is routine: you authorise the new firm, we write a professional clearance letter to the old one, records transfer, and HMRC authorisation moves online. Clients are usually surprised the whole thing needs almost nothing from them.
Most self-employed people under-claim. Use of home, mileage at HMRC's approved rates, phone and broadband apportionment, trade subscriptions, training that updates existing skills — legitimate deductions left on the table add up to real tax overpaid year after year.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in St Paul's, message us and we'll answer against your actual numbers.
Tax Planning near St Paul's
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