Tax planning in Puddle Dock — from £249, fixed.
Before year-end is when tax planning works; after is when it's archaeology. Fixed-fee planning for Puddle Dock (EC4V) — personal, director and business reviews. Also serving Blackfriars, Castle Baynard, Ludgate Hill.
Tax Planning for Puddle Dock — done properly, entirely online
Directors deciding how to extract profits, higher earners near the £100k trap, landlords, families with uneven incomes, and anyone in Puddle Dock who suspects they're paying more than they need to.
What's included
- Full review of your current tax position
- Allowances and reliefs you're not using — pension, marriage, dividend, ISA interplay
- Salary/dividend and profit-extraction modelling for directors
- Timing moves before year-end while they're still available
- Written action plan — no jargon, no schemes, nothing HMRC would blink at
Why Puddle Dock businesses pick Bohzo
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Puddle Dock to HMRC without a single appointment.
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
Compare our fixed tax planning fees
| Your situation | Fixed fee |
|---|---|
| Personal tax review | £249 |
| Director remuneration review | £249 |
| Business + personal combined review | £399 |
| Pre-year-end planning session (companies) | £299 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Most local firms near Puddle Dock quote low, bill by the hour and reserve the right to charge for every phone call. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Puddle Dock.
There's no office to fund in Puddle Dock and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Tax Planning in Puddle Dock: from first message to filed
A WhatsApp message from Puddle Dock is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Puddle Dock. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Puddle Dock as anywhere — by design
We built this service so that someone in Puddle Dock never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in Central London you are.
Being in London, Puddle Dock clients often come to us comparing against firms charging central-London rates for the same compliance work. The work is identical; the overheads aren't — and since we carry no premises anywhere, our fees don't care about postcodes.
Where we work around Puddle Dock
Puddle Dock sits in the borough of City of London (Castle Baynard ward), EC4V postcode area. Puddle Dock clients often ask whether we also cover the surrounding villages and towns. We do — here's what "nearby" actually looks like from Puddle Dock.
| Nearby | Distance from Puddle Dock | Direction |
|---|---|---|
| Blackfriars | 0.1 miles | west |
| Castle Baynard | 0.1 miles | north-west |
| Ludgate Hill | 0.2 miles | north |
| Queenhithe | 0.2 miles | east |
| St Paul's | 0.2 miles | north-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Puddle Dock tax planning FAQs
Is this tax avoidance?
No. We use allowances and reliefs exactly as intended — pensions, ISAs, dividend planning, marriage allowance, timing of income and gains. Nothing we recommend requires disclosure schemes or would trouble an HMRC review. If a plan needs a QC's opinion, it's not our kind of plan.
What's the £100k trap?
Between £100,000 and £125,140 of income you lose the personal allowance at £1 per £2, creating a 60% effective rate — and childcare entitlements can vanish at £100k too. Pension contributions are usually the clean fix. If you're near the line, a review typically pays for itself many times over.
When should company directors do planning?
Two moments: before the company year-end (pension contributions, timing of expenditure) and before 5 April (personal allowances, dividend timing). The pre-year-end session covers both calendars for your dates.
Do I need to visit an office in Puddle Dock?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Puddle Dock or anywhere else in Central London.
I searched "tax planning near me" — is this service really local to Puddle Dock?
Puddle Dock is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Puddle Dock town centre or the edge of Central London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my tax planning?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
From our inbox: what Puddle Dock businesses ask us
Auto-enrolment applies from the first eligible employee: assess, enrol, contribute, declare. The Pensions Regulator does check, and the fines for ignoring it are out of proportion to how simple compliance actually is.
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
Selling online, freelancing on the side, renting out equipment — each can be a "trade" in HMRC's eyes once it's done with a profit motive. The good news: registering is straightforward, expenses become claimable, and done early it's a non-event.
If you're a sole trader or landlord anywhere near the £50,000 income mark, Making Tax Digital will change your filing rhythm from 2026: four digital updates a year plus a final declaration. Clients who move their records to software early find the transition a non-event.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
Limited companies in CIS reclaim differently to sole traders — through payroll or the company tax return rather than Self Assessment. Plenty of construction companies sit on refundable deductions without realising; a quick review of the CIS position often pays for itself immediately.
UK residential property sales have their own regime: report and pay within 60 days of completion, separately from Self Assessment. Other gains report annually. Mixing up the two timetables is a common and expensive mistake.
Compliance checks are usually specific: one return, one figure, one question. Answered promptly and with evidence, most close quickly. The expensive enquiries are the ones that started as unanswered letters.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Puddle Dock, message us and we'll answer against your actual numbers.
Tax Planning near Puddle Dock
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