Contractor accountants in Merton — from £75/mo, fixed.
IR35-aware contractor accounting for Merton: we keep your company compliant, your drawings optimal and your engagements assessed — for a fixed monthly fee with no surprises. Covering South West London including Abbey, South Wimbledon, Morden.
Contractor Accountants for Merton — done properly, entirely online
IT, engineering, finance and interim contractors in Merton working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
What Merton gets with Bohzo Accountants
Your fee is agreed before any work starts and never changes mid-job. No hourly billing, ever.
Records in over the portal or WhatsApp, approvals from your phone, filings sent electronically — Merton to HMRC without a single appointment.
Bohzo Accountants trades as Bohzo Ltd, registered in the UK under Company No. 15031604 — check us on Companies House any time.
We track every HMRC and Companies House date that applies to you, so you don't have to.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around South West London still run on hourly billing, office appointments and fees you discover after the work. We work the other way round: one fixed fee agreed in writing before anything starts, every question included, and the whole engagement handled online — which is exactly why we can serve Merton at fees a walk-in office can't match.
There's no office to fund in Merton and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Merton: from first message to filed
A WhatsApp message from Merton is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Merton. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Merton as anywhere — by design
Whether your business trades from Merton itself or you simply live there and work everywhere, the tax rules are national — and so are we. Merton clients get the same preparers, the same fixed fees and the same deadline tracking as every other town on this site.
London clients in Merton tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Merton
Merton sits in the borough of Merton (Abbey ward), SW19 postcode area. Geography still shapes who people call, so here's Merton's: the same fixed-fee service covers every place on this list, at the same price.
| Nearby | Distance from Merton | Direction |
|---|---|---|
| Abbey | 0.3 miles | north-west |
| South Wimbledon | 0.4 miles | north-west |
| Morden | 0.6 miles | south-west |
| Merton Park | 0.6 miles | west |
| Colliers Wood | 0.7 miles | north-east |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Merton contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Merton?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Merton or anywhere else in South West London.
I searched "contractor accounting near me" — is this service really local to Merton?
Merton is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Merton town centre or the edge of South West London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax, briefly — the parts that affect Merton
Timing disposals across tax years, using losses properly, and the spousal transfer rules can all legitimately reduce capital gains bills — but only before the sale. CGT planning after completion is just arithmetic.
Incorporation isn't a milestone, it's a calculation: corporation tax versus income tax and NICs, dividend taxation, what you need to draw versus what can stay in the company, and whether limited liability matters for your work. For some Merton businesses it saves thousands; for others it's pure extra paperwork.
Selling a rental property triggers capital gains tax with a tight reporting window — UK residential sales must be reported and the tax paid within 60 days of completion. It's one of the easiest deadlines in the whole system to miss, and one of the most penalised.
Inside-IR35 and outside-IR35 engagements need different setups — sometimes umbrella, sometimes the company, sometimes both across a year. Contractors who plan this per-engagement keep more and worry less.
From April 2026, self-employed people and landlords with qualifying income over £50,000 move onto Making Tax Digital for Income Tax: digital records and quarterly updates to HMRC, not one annual return. The year before is the right time to get bookkeeping into shape.
A good accountant should be able to tell you, in plain English, what they'll do, when, and for exactly how much. Vagueness on any of the three is the tell. Everything else — size of firm, fancy office, distance from Merton — is decoration.
Payments on account catch people out because the first year effectively bills you one-and-a-half years of tax at once. Knowing that in advance changes how you save through the year — and if profits fall, we can apply to reduce the July payment rather than lending HMRC money interest-free.
Every year a wave of returns gets filed in the final days of January. It works, but it's the most expensive way to do it: no time to check for missed reliefs, and any tax due lands as one surprise. Sending your records early — even unsorted — is the single best gift you can give your January self.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Merton, message us and we'll answer against your actual numbers.
Contractor Accountants near Merton
Recent client feedback
Verified client reviews will appear here as engagements complete. We only ever publish genuine, verifiable feedback — no purchased or invented reviews, anywhere on this site.