Contractor accountants in Morden — from £75/mo, fixed.
From first contract to portfolio career, we run the company side for Morden (SM4) contractors: everything filed, salary and dividends optimised, IR35 watched. Also serving Merton Park, Merton, Ravensbury.
Contractor Accountants for Morden — done properly, entirely online
IT, engineering, finance and interim contractors in Morden working through personal service companies — inside or outside IR35, or moving between the two.
What's included
- Company accounts, corporation tax and confirmation statement
- Director payroll and dividend paperwork done properly
- Optimal salary/dividend mix reviewed every April
- IR35 status guidance on each engagement
- Real-time view of what you can safely draw
What Morden gets with Bohzo Accountants
Before we touch anything for a Morden client, the fee is in writing — and it stays put. Hourly billing doesn't exist here.
Upload, approve, filed. The whole engagement runs from your phone or laptop, on your schedule rather than office hours.
Bohzo Accountants is a trading name of Bohzo Ltd, Company No. 15031604.
Every filing date that applies to you goes in our diary the day you join — and we chase the records, not the other way round.
Compare our fixed contractor accountants fees
| Your situation | Fixed fee |
|---|---|
| Essential: accounts, CT600, payroll, dividends | £75/mo |
| Plus: essential + VAT + bookkeeping | £105/mo |
| Complete: plus + Self Assessment + planning call | £125/mo |
| IR35 contract review (one-off) | £99 |
“From” pricing reflects the simplest case; anything more complex is quoted as a fixed fee in writing before work begins — and never changes after.
Online accountants vs the high street
Traditional firms around South West London still run on hourly billing, office appointments and fees you discover after the work. We built the opposite: written fixed fees agreed up front, unlimited questions inside the price, and a fully online workflow — no premises anywhere, so no premises priced into your fee in Morden.
There's no office to fund in Morden and no office to visit: records travel through our secure portal or WhatsApp, approvals happen on your phone, and filings go to HMRC and Companies House electronically. You get the same qualified work — minus the overheads, the travel and the surprises on the invoice.
Contractor Accountants in Morden: from first message to filed
A WhatsApp message from Morden is enough to start: what you need, what shape your records are in, any deadline you're worried about.
The quote arrives in writing, covers everything discussed, and is the number you'll actually pay. No revisions later.
Identity checks, engagement letter, secure record upload — all handled from wherever you are in Morden. We chase whatever's missing.
Nothing is filed until you've seen and approved it. Once you have, submission is electronic and confirmation comes straight back.
The same service in Morden as anywhere — by design
We built this service so that someone in Morden never pays a premium — or accepts worse service — because of geography. Same specialists, same published fees, same speed, wherever in South West London you are.
London clients in Morden tend to arrive with more moving parts — employment plus side income, shares, property. That's fine: the fixed quote covers your actual situation, agreed before we start, however many supplementary pages it needs.
Where we work around Morden
Morden sits in the borough of Merton (Merton Park ward), SM4 postcode area. Geography still shapes who people call, so here's Morden's: the same fixed-fee service covers every place on this list, at the same price.
| Nearby | Distance from Morden | Direction |
|---|---|---|
| Merton Park | 0.5 miles | north-west |
| Merton | 0.6 miles | north-east |
| Ravensbury | 0.7 miles | south-east |
| Abbey | 0.8 miles | north |
| Cannon Hill | 0.9 miles | west |
Distances are straight-line, between place centres. Every listed place — and everywhere between — is served online at the same fixed fees.
Morden contractor accountants FAQs
How does IR35 affect me?
If a contract is 'inside IR35', tax is broadly like employment; outside, you keep the company's flexibility on salary and dividends. Since the off-payroll rules, medium and large clients determine status — but the risk and planning still land on you. We review contracts and working practices so you know where each engagement stands.
What's the most tax-efficient way to pay myself?
Typically a modest salary (keeping NI credits) plus dividends from post-tax profits, reviewed each April as thresholds move. It depends on your other income and pension plans — the review is included in every package.
Can I switch accountants mid-contract?
Yes, any time. We handle professional clearance with your current accountant and take over the records — most switches complete within two weeks with nothing for your agency or client to notice.
Do I need to visit an office in Morden?
No — there's nothing to visit and nothing to print. We're an online firm: records go through our secure portal or WhatsApp, and everything is filed electronically. It works the same whether you're in Morden or anywhere else in South West London.
I searched "contractor accounting near me" — is this service really local to Morden?
Morden is fully covered, yes. The work is done online, which in practice means more local than an office: same-day replies instead of appointment slots, and the same published fixed fee whether you're in Morden town centre or the edge of South West London. If you'd rather talk it through first, WhatsApp us — a real person answers.
Who will actually handle my contractor accounting?
Bohzo Accountants — a trading name of Bohzo Ltd, a registered UK company (No. 15031604). You get a named contact, a fixed fee in writing, and nothing is filed until you've reviewed and approved it.
How do your fixed fees work?
You tell us your situation, we quote one fixed price in writing before any work starts, and that price never changes mid-job. If your case is unusually complex we'll say so up front and agree a different fixed price — but the fee is always agreed before we begin, never after.
Tax, briefly — the parts that affect Morden
If you're a sole trader or landlord anywhere near the £50,000 income mark, Making Tax Digital will change your filing rhythm from 2026: four digital updates a year plus a final declaration. Clients who move their records to software early find the transition a non-event.
Auto-enrolment applies from the first eligible employee: assess, enrol, contribute, declare. The Pensions Regulator does check, and the fines for ignoring it are out of proportion to how simple compliance actually is.
If your last Self Assessment bill was over £1,000, HMRC usually asks for next year's tax in advance — half on 31 January, half on 31 July. It's the number-one cause of "why is my bill double?" calls, and it's manageable: if your income has dropped, the payments can be reduced with a claim.
A limited company juggles two regulators: Companies House wants accounts within nine months of year end, HMRC wants corporation tax paid at nine months and a day. Same starting point, different documents — and late filing penalties at Companies House escalate automatically and are rarely cancelled.
Some businesses register for VAT before they must — reclaiming input VAT can be worth it if your customers are VAT-registered themselves. Others should stay below deliberately. It's a real decision with real numbers, not a formality.
Every year a wave of returns gets filed in the final days of January. It works, but it's the most expensive way to do it: no time to check for missed reliefs, and any tax due lands as one surprise. Sending your records early — even unsorted — is the single best gift you can give your January self.
Good records aren't about neatness — they're about money: claims you can evidence, VAT you can reclaim, and an accountant who spends billable time on advice rather than sorting. Bank feeds plus a receipts app gets most small businesses to "tidy" in minutes a week.
The expenses rule is "wholly and exclusively" for the trade — which covers more than most people claim (proportionate home-working costs, business mileage, software subscriptions) and less than some hope (client entertaining, everyday clothing). Knowing the line is where the savings live.
General guidance, not personal advice — thresholds and dates change. For advice on your own position in Morden, message us and we'll answer against your actual numbers.
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